Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cripple Creek, CO
We monitor insurance prices, helping the average driver in Cripple Creek save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Cripple Creek
The chart below shows the cheapest car insurance company in Cripple Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Cripple Creek Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $75 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of Cripple Creek Driver
Based on our extensive insurance data, we know the average Cripple Creek driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $400 per year by choosing the right vehicle insurance company. Some Cripple Creek residents are paying out over $1,867 extra every year for auto insurance in Cripple Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cripple Creek, CO Savings / Yr. |
|---|---|
$400 |
|
$713 |
|
$574 |
|
$613 |
|
$1,815 |
|
$481 |
|
$704 |
Cripple Creek Car Insurance vs. Colorado
People living in Cripple Creek pay an average of 1.24% less than the typical driver in the state. The average driver in Cripple Creek can expect to pay about $1,090 per year, or $1,867 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cripple Creek for most people.
Car Insurance Prices by Cripple Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Cripple Creek?
The map shows insurance prices in and around Cripple Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $1,925 to a low of $1,864. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Cripple Creek.Pick the Best Car Insurance Company for You in Cripple Creek
The best car insurance provider for most drivers in Cripple Creek
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $400 over the average Cripple Creek car insurance company.
The best car insurance provider for Cripple Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $713 over the competition.
The best car insurance company for Cripple Creek drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $574 better than other car insurance companies.
The best auto insurance for Cripple Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $613 less each year.
The least expensive car insurance company for new and young drivers in Cripple Creek
In Cripple Creek, State Farm costs young drivers $1,815 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cripple Creek
State Farm gave the largest car insurance discounts to married couples, averaging $481 saved each year compared to an average Cripple Creek couple's premiums.
The cheapest car insurance in Cripple Creek for drivers with bad credit
The best Cripple Creek car insurance company for customer service
Nationwide was the best company for customer service in Cripple Creek according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cripple Creek, which was better than other insurers.
The cheapest large national provider in Cripple Creek
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cripple Creek driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cripple Creek, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Cripple Creek
What Influences the Cost of Car Insurance in Cripple Creek?
On average, car insurance in Cripple Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cripple Creek is 31 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cripple Creek are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Cripple Creek is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cripple Creek is $91 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Victor: Insurance costs 0.70% more
- Goldfield: Insurance costs 0.43% more
- Florissant: Insurance costs 1.93% more
- Divide: Insurance costs 1.18% more
- Cascade: Insurance costs 3.05% more
- Green Mountain Falls: Insurance costs 4.18% more
- Cascade-Chipita Park: Insurance costs 3.37% more
- Manitou Springs: Insurance costs 0.59% more
- Ivywild: Insurance costs 1.34% more
- Woodland Park: Insurance costs 1.07% more
Cities with Similar Populations
- Scenery Hill: Insurance costs 25.23% less
- Fosters: Insurance costs 48.85% more
- Lilesville: Insurance costs 31.33% less
- Lohman: Insurance costs 6.48% less
- Millstone: Insurance costs 3.11% less
- Patriot: Insurance costs 39.10% less
- Poland: Insurance costs 34.87% less
- Potter Valley: Insurance costs 0.75% less
- Quilcene: Insurance costs 26.51% less
- Rich Hill: Insurance costs 3.21% less