Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cross Roads, IN
We monitor insurance prices, helping the average driver in Cross Roads save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Cross Roads
The chart below shows the cheapest car insurance company in Cross Roads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Cross Roads Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $42 |
| State Farm | $46 |
| Safe Auto | $46 |
| Travelers | $46 |
Savings for Every Kind of Cross Roads Driver
Based on our extensive insurance data, we know the average Cross Roads driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $331 per year by choosing the right vehicle insurance company. Some Cross Roads residents are paying out over $1,137 extra every year for auto insurance in Cross Roads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cross Roads, IN Savings / Yr. |
|---|---|
$331 |
|
$517 |
|
$419 |
|
$296 |
|
$594 |
|
$254 |
|
$363 |
Cross Roads Car Insurance vs. Indiana
People living in Cross Roads pay an average of 6.99% less than the typical driver in the state. The average driver in Cross Roads can expect to pay about $705 per year, or $1,137 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Cross Roads for most people.
Car Insurance Prices by Cross Roads Neighborhood
Insurance Prices
Where is insurance cheapest within Cross Roads?
The map shows insurance prices in and around Cross Roads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $14 per year within the city boundaries, with insurance premiums ranging from a high of $1,150 to a low of $1,136. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Cross Roads.Pick the Best Car Insurance Company for You in Cross Roads
The best car insurance provider for most drivers in Cross Roads
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $331 over the average Cross Roads car insurance company.
The best car insurance provider for Cross Roads drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $517 over the competition.
The best car insurance company for Cross Roads drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Cross Roads drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $296 less each year.
The least expensive car insurance company for new and young drivers in Cross Roads
In Cross Roads, State Farm costs young drivers $594 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cross Roads
State Farm gave the largest car insurance discounts to married couples, averaging $254 saved each year compared to an average Cross Roads couple's premiums.
The cheapest car insurance in Cross Roads for drivers with bad credit
The best Cross Roads car insurance company for customer service
Nationwide was the best company for customer service in Cross Roads according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cross Roads, which was better than other insurers.
The cheapest large national provider in Cross Roads
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cross Roads driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cross Roads, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Cross Roads
What Influences the Cost of Car Insurance in Cross Roads?
On average, car insurance in Cross Roads is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cross Roads is 28 minutes, which is a little less than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cross Roads are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Cross Roads is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cross Roads is $59 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Batesville: Insurance costs 2.46% more
- Enochsburg: Insurance costs 0.09% more
- Morris: Insurance costs 4.66% more
- New Point: Insurance costs 2.99% more
- Spades: Insurance costs 5.28% more
- Napoleon: Insurance costs 3.17% more
- Oldenburg: Insurance costs 1.23% more
- Penntown: Insurance costs 5.19% more
- Osgood: Insurance costs 4.40% more
- Negangards Corner: Insurance costs 5.19% more
Cities with Similar Populations
- Winborn: Insurance costs 44.42% more
- Woodland: Insurance costs 55.85% more
- Azalia: Insurance costs 148.11% more
- Woodington: Insurance costs 7.83% less
- Wood Lake: Insurance costs 28.32% more
- Beckwith: Insurance costs 30.52% more
- Womack Hill: Insurance costs 34.74% more
- Belvoir: Insurance costs 4.57% more
- Wittman: Insurance costs 49.78% more
- Bent: Insurance costs 24.80% more