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Get Cheap Car Insurance in Cross, SC
We monitor insurance prices, helping the average driver in Cross save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Cross
The chart below shows the cheapest car insurance company in Cross for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Cross Insurer | Monthly Cost |
|---|---|
| Geico | $62 |
| State Farm | $70 |
| Auto-Owners Insurance | $70 |
| Safeco Insurance | $77 |
Savings for Every Kind of Cross Driver
Based on our extensive insurance data, we know the average Cross driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some Cross residents are paying out over $1,756 extra every year for auto insurance in Cross. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cross, SC Savings / Yr. |
|---|---|
$385 |
|
$691 |
|
$584 |
|
$727 |
|
$1,422 |
|
$326 |
|
$423 |
Cross Car Insurance vs. South Carolina
People living in Cross pay an average of 7.79% more than the typical driver in the state. The average driver in Cross can expect to pay about $1,033 per year, or $1,756 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Cross for most people.
Car Insurance Prices by Cross Neighborhood
Insurance Prices
Where is insurance cheapest within Cross?
The map shows insurance prices in and around Cross, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $1,771 to a low of $1,710. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Cross.Pick the Best Car Insurance Company for You in Cross
The best car insurance provider for most drivers in Cross
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $385 over the average Cross car insurance company.
The best car insurance provider for Cross drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $691 over the competition.
The best car insurance company for Cross drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $584 better than other car insurance companies.
The best auto insurance for Cross drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $727 less each year.
The least expensive car insurance company for new and young drivers in Cross
In Cross, Geico costs young drivers $1,422 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cross
Geico gave the largest car insurance discounts to married couples, averaging $326 saved each year compared to an average Cross couple's premiums.
The cheapest car insurance in Cross for drivers with bad credit
The best Cross car insurance company for customer service
Recent price drops
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The cheapest large national provider in Cross
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cross driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cross, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Cross
What Influences the Cost of Car Insurance in Cross?
On average, car insurance in Cross is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cross is 44 minutes, which is far more than average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cross are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Cross is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cross is $86 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eutawville: Insurance costs 1.37% less
- Pineville: Insurance costs 1.31% less
- Pinopolis: Insurance costs 5.98% less
- Four Holes: Insurance costs 0.17% less
- Holly Hill: Insurance costs 1.20% less
- Santee Circle: Insurance costs 2.51% less
- Vance: Insurance costs 1.37% less
- Bonneau: Insurance costs 2.22% less
- Harleyville: Insurance costs 0.63% less
- St. Stephen: Insurance costs 1.14% less
Cities with Similar Populations
- Chandler: Insurance costs 2.90% less
- Livonia: Insurance costs 16.97% more
- Lodi: Insurance costs 37.02% less
- Los Molinos: Insurance costs 5.81% more
- Loudon: Insurance costs 32.74% less
- Chewelah: Insurance costs 23.69% less
- Chesaning: Insurance costs 62.07% more
- Manila: Insurance costs 3.47% less
- Many Farms: Insurance costs 1.54% more
- Marianna: Insurance costs 0.57% more