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Get Cheap Car Insurance in Cumberland, WI
We monitor insurance prices, helping the average driver in Cumberland save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Cumberland
The chart below shows the cheapest car insurance company in Cumberland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Cumberland Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| American Family Insurance | $44 |
| Erie Insurance | $44 |
| Kemper | $46 |
Savings for Every Kind of Cumberland Driver
Based on our extensive insurance data, we know the average Cumberland driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $219 per year by choosing the right vehicle insurance company. Some Cumberland residents are paying out over $1,181 extra every year for auto insurance in Cumberland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cumberland, WI Savings / Yr. |
|---|---|
$219 |
|
$452 |
|
$279 |
|
$405 |
|
$938 |
|
$171 |
|
$644 |
Cumberland Car Insurance vs. Wisconsin
People living in Cumberland pay an average of 3.41% more than the typical driver in the state. The average driver in Cumberland can expect to pay about $595 per year, or $1,181 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Cumberland for most people.
Car Insurance Prices by Cumberland Neighborhood
Insurance Prices
Where is insurance cheapest within Cumberland?
The map shows insurance prices in and around Cumberland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,198 to a low of $1,156. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Cumberland.Pick the Best Car Insurance Company for You in Cumberland
The best car insurance provider for most drivers in Cumberland
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $219 over the average Cumberland car insurance company.
The best car insurance provider for Cumberland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $452 over the competition.
The best car insurance company for Cumberland drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $279 better than other car insurance companies.
The best auto insurance for Cumberland drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $405 less each year.
The least expensive car insurance company for new and young drivers in Cumberland
In Cumberland, Erie Insurance costs young drivers $938 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cumberland
Progressive gave the largest car insurance discounts to married couples, averaging $171 saved each year compared to an average Cumberland couple's premiums.
The cheapest car insurance in Cumberland for drivers with bad credit
The best Cumberland car insurance company for customer service
Nationwide was the best company for customer service in Cumberland according to the NAIC.
Recent price drops
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The cheapest large national provider in Cumberland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cumberland driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cumberland, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Cumberland
What Influences the Cost of Car Insurance in Cumberland?
On average, car insurance in Cumberland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cumberland are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Cumberland is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cumberland is $50 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Comstock: Insurance costs 0.59% more
- Barronett: Insurance costs 0.51% less
- Almena: Insurance costs the same
- Poskin: Insurance costs 0.68% less
- Brill: Insurance costs 0.68% less
- Turtle Lake: Insurance costs 0.34% more
- Indian Creek: Insurance costs 1.27% more
- Barron: Insurance costs 0.59% less
- Haugen: Insurance costs 1.02% less
- Fox Creek: Insurance costs 1.27% more
Cities with Similar Populations
- Euharlee: Insurance costs 49.96% more
- Chesterfield: Insurance costs 38.95% more
- Seeley: Insurance costs 59.27% more
- Chisholm: Insurance costs 34.38% more
- Evans City: Insurance costs 15.07% more
- Seminary: Insurance costs 38.95% more
- Homer City: Insurance costs 14.48% more
- Citronelle: Insurance costs 29.89% more
- Eureka Springs: Insurance costs 37.51% more
- Chesterbrook: Insurance costs 20.83% more