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Get Cheap Car Insurance in Cut Bank, MT
We monitor insurance prices, helping the average driver in Cut Bank save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Cut Bank
The chart below shows the cheapest car insurance company in Cut Bank for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Cut Bank Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Travelers | $48 |
| Progressive | $50 |
| Midvale Home & Auto | $54 |
Savings for Every Kind of Cut Bank Driver
Based on our extensive insurance data, we know the average Cut Bank driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $412 per year by choosing the right vehicle insurance company. Some Cut Bank residents are paying out over $1,648 extra every year for auto insurance in Cut Bank. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cut Bank, MT Savings / Yr. |
|---|---|
$412 |
|
$735 |
|
$587 |
|
$860 |
|
$1,872 |
|
$0 |
|
$724 |
Cut Bank Car Insurance vs. Montana
People living in Cut Bank pay an average of 1.74% more than the typical driver in the state. The average driver in Cut Bank can expect to pay about $784 per year, or $1,648 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Cut Bank for most people.
Car Insurance Prices by Cut Bank Neighborhood
Insurance Prices
Where is insurance cheapest within Cut Bank?
The map shows insurance prices in and around Cut Bank, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $122 per year within the city boundaries, with insurance premiums ranging from a high of $1,684 to a low of $1,562. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Cut Bank.Pick the Best Car Insurance Company for You in Cut Bank
The best car insurance provider for most drivers in Cut Bank
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $412 over the average Cut Bank car insurance company.
The best car insurance provider for Cut Bank drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $735 over the competition.
The best car insurance company for Cut Bank drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $587 better than other car insurance companies.
The best auto insurance for Cut Bank drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $860 less each year.
The least expensive car insurance company for new and young drivers in Cut Bank
In Cut Bank, State Farm costs young drivers $1,872 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cut Bank
The cheapest car insurance in Cut Bank for drivers with bad credit
The best Cut Bank car insurance company for customer service
Recent price drops
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The cheapest large national provider in Cut Bank
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cut Bank driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cut Bank, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Cut Bank
What Influences the Cost of Car Insurance in Cut Bank?
On average, car insurance in Cut Bank is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Montana state insurance regulations may require higher prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Cut Bank has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cut Bank is $65 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Little Browning: Insurance costs 1.03% more
- Santa Rita: Insurance costs 0.97% less
- Glacier Colony: Insurance costs 0.61% less
- Kevin: Insurance costs 1.70% more
- Ethridge: Insurance costs 1.70% more
- Del Bonita: Insurance costs 0.30% less
- Valier: Insurance costs 0.12% more
- Shelby: Insurance costs 0.12% more
- Sunburst: Insurance costs 0.06% less
- Oilmont: Insurance costs 0.55% less
Cities with Similar Populations
- Unicoi: Insurance costs 19.42% less
- Carbondale: Insurance costs 26.52% more
- Kane: Insurance costs 16.32% less
- Kawkawlin: Insurance costs 64.08% more
- Kellyville: Insurance costs 4.25% more
- Carrollton: Insurance costs 8.74% more
- Carroll: Insurance costs 31.61% less
- Carolina Shores: Insurance costs 26.76% less
- Carnesville: Insurance costs 5.46% more
- Carmichaels: Insurance costs 14.81% less