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Get Cheap Car Insurance in Cynthiana, OH
We monitor insurance prices, helping the average driver in Cynthiana save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Cynthiana
The chart below shows the cheapest car insurance company in Cynthiana for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Cynthiana Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Safeco Insurance | $50 |
| Travelers | $51 |
| Mile Auto | $53 |
Savings for Every Kind of Cynthiana Driver
Based on our extensive insurance data, we know the average Cynthiana driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $308 per year by choosing the right vehicle insurance company. Some Cynthiana residents are paying out over $1,165 extra every year for auto insurance in Cynthiana. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cynthiana, OH Savings / Yr. |
|---|---|
$308 |
|
$523 |
|
$442 |
|
$473 |
|
$1,131 |
|
$321 |
|
$451 |
Cynthiana Car Insurance vs. Ohio
People living in Cynthiana pay an average of 3.63% more than the typical driver in the state. The average driver in Cynthiana can expect to pay about $787 per year, or $1,165 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Cynthiana for most people.
Car Insurance Prices by Cynthiana Neighborhood
Insurance Prices
Where is insurance cheapest within Cynthiana?
The map shows insurance prices in and around Cynthiana, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,170 to a low of $1,127. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Cynthiana.Pick the Best Car Insurance Company for You in Cynthiana
The best car insurance provider for most drivers in Cynthiana
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $308 over the average Cynthiana car insurance company.
The best car insurance provider for Cynthiana drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $523 over the competition.
The best car insurance company for Cynthiana drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $442 better than other car insurance companies.
The best auto insurance for Cynthiana drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $473 less each year.
The least expensive car insurance company for new and young drivers in Cynthiana
In Cynthiana, Geico costs young drivers $1,131 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cynthiana
State Farm gave the largest car insurance discounts to married couples, averaging $321 saved each year compared to an average Cynthiana couple's premiums.
The cheapest car insurance in Cynthiana for drivers with bad credit
The best Cynthiana car insurance company for customer service
Recent price drops
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The cheapest large national provider in Cynthiana
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cynthiana driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cynthiana, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Cynthiana
What Influences the Cost of Car Insurance in Cynthiana?
On average, car insurance in Cynthiana is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cynthiana is 57 minutes, which is far more than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cynthiana are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Cynthiana has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cynthiana is $66 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Barretts Mills: Insurance costs 3.26% less
- Carmel: Insurance costs 3.26% less
- Fruitdale: Insurance costs 0.52% less
- Bainbridge: Insurance costs 1.29% less
- Rainsboro: Insurance costs 3.26% less
- Latham: Insurance costs 0.17% more
- Lincolnville: Insurance costs 2.66% less
- Sinking Spring: Insurance costs 1.80% less
- Marshall: Insurance costs 3.69% less
- Humboldt: Insurance costs 4.38% less
Cities with Similar Populations
- Suwannee Springs: Insurance costs 109.18% more
- Elliott: Insurance costs 48.67% more
- Emmons: Insurance costs 29.18% more
- Ernest: Insurance costs 14.85% more
- Extension: Insurance costs 153.73% more
- Glen Elder: Insurance costs 32.88% more
- St. Rosa: Insurance costs 37.94% more
- Star: Insurance costs 37.42% more
- Stephensport: Insurance costs 76.22% more
- Stiles: Insurance costs 4.12% less