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Get Cheap Car Insurance in Dakota Ridge, CO
We monitor insurance prices, helping the average driver in Dakota Ridge save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Dakota Ridge
The chart below shows the cheapest car insurance company in Dakota Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Dakota Ridge Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Bristol West | $82 |
| Safeco Insurance | $84 |
| Geico | $86 |
Savings for Every Kind of Dakota Ridge Driver
Based on our extensive insurance data, we know the average Dakota Ridge driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $438 per year by choosing the right vehicle insurance company. Some Dakota Ridge residents are paying out over $2,043 extra every year for auto insurance in Dakota Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dakota Ridge, CO Savings / Yr. |
|---|---|
$438 |
|
$780 |
|
$628 |
|
$671 |
|
$1,986 |
|
$526 |
|
$771 |
Dakota Ridge Car Insurance vs. Colorado
People living in Dakota Ridge pay an average of 8.07% more than the typical driver in the state. The average driver in Dakota Ridge can expect to pay about $1,193 per year, or $2,043 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Dakota Ridge for most people.
Car Insurance Prices by Dakota Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Dakota Ridge?
The map shows insurance prices in and around Dakota Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $168 per year within the city boundaries, with insurance premiums ranging from a high of $2,146 to a low of $1,978. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Dakota Ridge.Pick the Best Car Insurance Company for You in Dakota Ridge
The best car insurance provider for most drivers in Dakota Ridge
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $438 over the average Dakota Ridge car insurance company.
The best car insurance provider for Dakota Ridge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $780 over the competition.
The best car insurance company for Dakota Ridge drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $628 better than other car insurance companies.
The best auto insurance for Dakota Ridge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $671 less each year.
The least expensive car insurance company for new and young drivers in Dakota Ridge
In Dakota Ridge, State Farm costs young drivers $1,986 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dakota Ridge
State Farm gave the largest car insurance discounts to married couples, averaging $526 saved each year compared to an average Dakota Ridge couple's premiums.
The cheapest car insurance in Dakota Ridge for drivers with bad credit
The best Dakota Ridge car insurance company for customer service
Nationwide was the best company for customer service in Dakota Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Dakota Ridge
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dakota Ridge driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dakota Ridge, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Dakota Ridge
What Influences the Cost of Car Insurance in Dakota Ridge?
On average, car insurance in Dakota Ridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dakota Ridge is 34 minutes, which is a little more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dakota Ridge are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Dakota Ridge is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dakota Ridge is $99 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ken Caryl: Insurance costs 1.37% less
- Columbine: Insurance costs 1.08% less
- Bow Mar: Insurance costs 0.73% less
- Morrison: Insurance costs 4.11% less
- Littleton: Insurance costs 0.49% less
- Columbine Valley: Insurance costs 3.96% less
- Lakewood: Insurance costs 0.05% more
- Sheridan: Insurance costs 1.71% more
- Idledale: Insurance costs 4.80% less
- Indian Hills: Insurance costs 5.73% less
Cities with Similar Populations
- Erie: Insurance costs 6.61% less
- Dania Beach: Insurance costs 53.60% more
- Des Moines: Insurance costs 17.87% less
- Dracut: Insurance costs 22.12% less
- Stevens Point: Insurance costs 46.26% less
- Sonoma: Insurance costs 4.06% less
- Shelbyville: Insurance costs 33.92% less
- Sedalia: Insurance costs 14.00% less
- Savage: Insurance costs 17.72% less
- Sand Springs: Insurance costs 15.08% less