Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Damascus, GA
We monitor insurance prices, helping the average driver in Damascus save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Damascus
The chart below shows the cheapest car insurance company in Damascus for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Damascus Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Farm Bureau | $72 |
| State Farm | $79 |
| Progressive | $86 |
Savings for Every Kind of Damascus Driver
Based on our extensive insurance data, we know the average Damascus driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $333 per year by choosing the right vehicle insurance company. Some Damascus residents are paying out over $1,604 extra every year for auto insurance in Damascus. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Damascus, GA Savings / Yr. |
|---|---|
$333 |
|
$710 |
|
$490 |
|
$670 |
|
$1,953 |
|
$161 |
|
$689 |
Damascus Car Insurance vs. Georgia
People living in Damascus pay an average of 9.41% less than the typical driver in the state. The average driver in Damascus can expect to pay about $1,067 per year, or $1,604 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Damascus for most people.
Car Insurance Prices by Damascus Neighborhood
Insurance Prices
Where is insurance cheapest within Damascus?
The map shows insurance prices in and around Damascus, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,636 to a low of $1,602. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Damascus.Pick the Best Car Insurance Company for You in Damascus
The best car insurance provider for most drivers in Damascus
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $333 over the average Damascus car insurance company.
The best car insurance provider for Damascus drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $710 over the competition.
The best car insurance company for Damascus drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $490 better than other car insurance companies.
The best auto insurance for Damascus drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $670 less each year.
The least expensive car insurance company for new and young drivers in Damascus
In Damascus, Auto-Owners Insurance costs young drivers $1,953 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Damascus
Farm Bureau gave the largest car insurance discounts to married couples, averaging $161 saved each year compared to an average Damascus couple's premiums.
The cheapest car insurance in Damascus for drivers with bad credit
The best Damascus car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Damascus, which was better than other insurers.
The cheapest large national provider in Damascus
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Damascus driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Damascus, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Damascus
What Influences the Cost of Car Insurance in Damascus?
On average, car insurance in Damascus is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Damascus is 29 minutes, which is a little less than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Damascus are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Damascus is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Damascus is $89 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Old Damascus: Insurance costs 0.12% less
- Crestview: Insurance costs 1.93% more
- Rowena: Insurance costs 0.62% more
- Hentown: Insurance costs 1.37% more
- Colquitt: Insurance costs 1.62% more
- Milford: Insurance costs 2.62% more
- Mayhaw: Insurance costs 0.56% less
- Cedar Springs: Insurance costs 3.05% more
- Lucile: Insurance costs 1.62% more
- Blakely: Insurance costs 5.11% more
Cities with Similar Populations
- Sugar Ridge: Insurance costs 34.85% less
- Garvin: Insurance costs 5.36% less
- Gary: Insurance costs 3.24% less
- Valley View: Insurance costs 11.78% more
- Uledi: Insurance costs 14.21% less
- Tuftonboro: Insurance costs 22.82% less
- Gypsum: Insurance costs 24.38% more
- Hallett: Insurance costs 5.55% more
- Hammon: Insurance costs 7.23% more
- Thurman: Insurance costs 24.88% less