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Get Cheap Car Insurance in Dameron, MD
We monitor insurance prices, helping the average driver in Dameron save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Dameron
The chart below shows the cheapest car insurance company in Dameron for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Dameron Insurer | Monthly Cost |
|---|---|
| State Farm | $83 |
| Erie Insurance | $85 |
| Travelers | $96 |
| Safeco Insurance | $100 |
Savings for Every Kind of Dameron Driver
Based on our extensive insurance data, we know the average Dameron driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Dameron residents are paying out over $1,800 extra every year for auto insurance in Dameron. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dameron, MD Savings / Yr. |
|---|---|
$335 |
|
$315 |
|
$366 |
|
$591 |
|
$1,136 |
|
$203 |
|
$794 |
Dameron Car Insurance vs. Maryland
People living in Dameron pay an average of 2.85% less than the typical driver in the state. The average driver in Dameron can expect to pay about $1,227 per year, or $1,800 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Dameron for most people.
Car Insurance Prices by Dameron Neighborhood
Insurance Prices
Where is insurance cheapest within Dameron?
The map shows insurance prices in and around Dameron, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the city boundaries, with insurance premiums ranging from a high of $1,810 to a low of $1,748. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Dameron.Pick the Best Car Insurance Company for You in Dameron
The best car insurance provider for most drivers in Dameron
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $335 over the average Dameron car insurance company.
The best car insurance provider for Dameron drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $315 over the competition.
The best car insurance company for Dameron drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $366 better than other car insurance companies.
The best auto insurance for Dameron drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $591 less each year.
The least expensive car insurance company for new and young drivers in Dameron
In Dameron, Erie Insurance costs young drivers $1,136 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dameron
State Farm gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average Dameron couple's premiums.
The cheapest car insurance in Dameron for drivers with bad credit
The best Dameron car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dameron
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dameron driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dameron, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Dameron
What Influences the Cost of Car Insurance in Dameron?
On average, car insurance in Dameron is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dameron is 31 minutes, which is far less than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dameron are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Dameron has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dameron is $102 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ridge: Insurance costs 0.56% less
- St. Inigoes: Insurance costs 0.83% less
- Scotland: Insurance costs 0.56% more
- St. Marys City: Insurance costs 2.89% less
- Scotland Beach: Insurance costs 0.56% more
- Park Hall: Insurance costs 1.56% less
- Drayden: Insurance costs 0.22% more
- Piney Point: Insurance costs 0.72% more
- Valley Lee: Insurance costs 0.11% more
- Tall Timbers: Insurance costs 0.94% more
Cities with Similar Populations
- Kimmell: Insurance costs 36.89% less
- San Lorenzo Park: Insurance costs 10.72% more
- San Jacinto: Insurance costs 9.50% less
- Saline: Insurance costs 56.83% more
- Rutherford: Insurance costs 10.83% more
- Rushford Village: Insurance costs 13.67% less
- Ringling: Insurance costs 6.11% less
- Reeds: Insurance costs 2.44% less
- Prairie Du Rocher: Insurance costs 18.33% less
- Patuxent River: Insurance costs 1.39% more