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Get Cheap Car Insurance in Davidson, Kansas City, MO
We monitor insurance prices, helping the average driver in Davidson save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Davidson
The chart below shows the cheapest car insurance company in Davidson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Davidson Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Travelers | $72 |
| Safeco Insurance | $73 |
| Clearcover | $78 |
Savings for Every Kind of Davidson Driver
Based on our extensive insurance data, we know the average Davidson driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $510 per year by choosing the right vehicle insurance company. Some Davidson residents are paying out over $1,890 extra every year for auto insurance in Davidson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Davidson, Kansas City, MO Savings / Yr. |
|---|---|
$510 |
|
$711 |
|
$650 |
|
$728 |
|
$1,536 |
|
$397 |
|
$609 |
Davidson Car Insurance vs. Kansas City
People living in Davidson pay an average of 4.92% more than the typical driver in the state. The average driver in Davidson can expect to pay about $1,164 per year, or $1,890 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Davidson for most people.
Car Insurance Prices by Davidson Neighborhood
Insurance Prices
Where is insurance cheapest within Davidson?
The map shows insurance prices in and around Davidson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $212 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,963 to a low of $1,751. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Davidson.Pick the Best Car Insurance Company for You in Davidson
The best car insurance provider for most drivers in Davidson
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $510 over the average Davidson car insurance company.
The best car insurance provider for Davidson drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $711 over the competition.
The best car insurance company for Davidson drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $650 better than other car insurance companies.
The best auto insurance for Davidson drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $728 less each year.
The least expensive car insurance company for new and young drivers in Davidson
In Davidson, Travelers costs young drivers $1,536 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Davidson
State Farm gave the largest car insurance discounts to married couples, averaging $397 saved each year compared to an average Davidson couple's premiums.
The cheapest car insurance in Davidson for drivers with bad credit
The best Davidson car insurance company for customer service
Recent price drops
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The cheapest large national provider in Davidson
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Davidson driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Davidson, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Davidson
What Influences the Cost of Car Insurance in Davidson?
On average, car insurance in Davidson is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Davidson is 26 minutes, which is about the national average for a driver in the city.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Davidson are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Davidson has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Davidson is $97 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lakeview Terrace: Insurance costs 3.44% less
- Clayton: Insurance costs 0.53% more
- Breen Hills: Insurance costs 1.75% less
- Barry Harbour: Insurance costs 0.90% less
- Parkdale-Walden: Insurance costs 1.53% less
- Platte Brook North: Insurance costs 1.69% less
- Gashland: Insurance costs 4.76% less
- Pendleton Heights: Insurance costs 12.17% more
- Northeast: Insurance costs 0.53% more
- Scarritt Renaissance: Insurance costs 9.84% more
Neighborhoods with Similar Populations
- Traditions: Insurance costs 9.31% more
- Boal: Insurance costs 13.76% more
- University: Insurance costs 41.75% more
- Memorial Square: Insurance costs 5.71% more
- Leaksville: Insurance costs 33.70% less
- Lemonwood Eastmont: Insurance costs 14.13% more
- Lind-Bohanon: Insurance costs 5.87% more
- Mcbean: Insurance costs 8.04% less
- Pecan Springs Springdale: Insurance costs 8.20% more
- Nashua Historic District: Insurance costs 31.53% less