Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Davis Crossroads, GA
We monitor insurance prices, helping the average driver in Davis Crossroads save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Davis Crossroads
The chart below shows the cheapest car insurance company in Davis Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Davis Crossroads Insurer | Monthly Cost |
|---|---|
| Travelers | $77 |
| Farm Bureau | $80 |
| State Farm | $88 |
| Progressive | $95 |
Savings for Every Kind of Davis Crossroads Driver
Based on our extensive insurance data, we know the average Davis Crossroads driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Davis Crossroads residents are paying out over $1,771 extra every year for auto insurance in Davis Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Davis Crossroads, GA Savings / Yr. |
|---|---|
$368 |
|
$784 |
|
$541 |
|
$740 |
|
$2,156 |
|
$178 |
|
$761 |
Davis Crossroads Car Insurance vs. Georgia
People living in Davis Crossroads pay an average of 0.02% less than the typical driver in the state. The average driver in Davis Crossroads can expect to pay about $1,178 per year, or $1,771 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Davis Crossroads for most people.
Car Insurance Prices by Davis Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Davis Crossroads?
The map shows insurance prices in and around Davis Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $1,773 to a low of $1,751. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Davis Crossroads.Pick the Best Car Insurance Company for You in Davis Crossroads
The best car insurance provider for most drivers in Davis Crossroads
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $368 over the average Davis Crossroads car insurance company.
The best car insurance provider for Davis Crossroads drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $784 over the competition.
The best car insurance company for Davis Crossroads drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $541 better than other car insurance companies.
The best auto insurance for Davis Crossroads drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $740 less each year.
The least expensive car insurance company for new and young drivers in Davis Crossroads
In Davis Crossroads, Auto-Owners Insurance costs young drivers $2,156 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Davis Crossroads
Farm Bureau gave the largest car insurance discounts to married couples, averaging $178 saved each year compared to an average Davis Crossroads couple's premiums.
The cheapest car insurance in Davis Crossroads for drivers with bad credit
The best Davis Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Davis Crossroads according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Davis Crossroads, which was better than other insurers.
The cheapest large national provider in Davis Crossroads
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Davis Crossroads driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Davis Crossroads, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Davis Crossroads
What Influences the Cost of Car Insurance in Davis Crossroads?
On average, car insurance in Davis Crossroads is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Davis Crossroads are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Davis Crossroads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Davis Crossroads is $98 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cedar Grove: Insurance costs 0.96% less
- Cooper Heights: Insurance costs 2.60% less
- Linwood: Insurance costs 2.43% less
- Hinkles: Insurance costs 2.99% less
- Rising Fawn: Insurance costs 3.22% less
- Pond Spring: Insurance costs 2.09% less
- Head River: Insurance costs 2.15% less
- Lafayette: Insurance costs 2.60% less
- High Point: Insurance costs 2.32% less
- Noble: Insurance costs 3.84% less
Cities with Similar Populations
- Oglesville: Insurance costs 0.85% more
- Olney: Insurance costs 19.59% more
- Oldtown: Insurance costs 15.30% less
- Old Glory: Insurance costs 3.73% less
- Old Burleson: Insurance costs 13.89% less
- Okaton: Insurance costs 2.94% less
- Ojito: Insurance costs 14.51% less
- Oilfield: Insurance costs 17.96% less
- Ohio City: Insurance costs 3.95% more
- Omaha: Insurance costs 0.68% more