Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Deer Grove, IL
We monitor insurance prices, helping the average driver in Deer Grove save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Deer Grove
The chart below shows the cheapest car insurance company in Deer Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Deer Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Country Financial | $52 |
| Metromile | $57 |
| American Family Insurance | $61 |
Savings for Every Kind of Deer Grove Driver
Based on our extensive insurance data, we know the average Deer Grove driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $334 per year by choosing the right vehicle insurance company. Some Deer Grove residents are paying out over $1,431 extra every year for auto insurance in Deer Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Deer Grove, IL Savings / Yr. |
|---|---|
$334 |
|
$629 |
|
$503 |
|
$528 |
|
$1,300 |
|
$374 |
|
$480 |
Deer Grove Car Insurance vs. Illinois
People living in Deer Grove pay an average of 5.27% less than the typical driver in the state. The average driver in Deer Grove can expect to pay about $850 per year, or $1,431 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Deer Grove for most people.
Car Insurance Prices by Deer Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Deer Grove?
The map shows insurance prices in and around Deer Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the city boundaries, with insurance premiums ranging from a high of $1,433 to a low of $1,418. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Deer Grove.Pick the Best Car Insurance Company for You in Deer Grove
The best car insurance provider for most drivers in Deer Grove
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $334 over the average Deer Grove car insurance company.
The best car insurance provider for Deer Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $629 over the competition.
The best car insurance company for Deer Grove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $503 better than other car insurance companies.
The best auto insurance for Deer Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $528 less each year.
The least expensive car insurance company for new and young drivers in Deer Grove
In Deer Grove, State Farm costs young drivers $1,300 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Deer Grove
State Farm gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Deer Grove couple's premiums.
The cheapest car insurance in Deer Grove for drivers with bad credit
The best Deer Grove car insurance company for customer service
Nationwide was the best company for customer service in Deer Grove according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Deer Grove, which was better than other insurers.
The cheapest large national provider in Deer Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Deer Grove driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Deer Grove, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Deer Grove
What Influences the Cost of Car Insurance in Deer Grove?
On average, car insurance in Deer Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Deer Grove is 27 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Deer Grove are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Deer Grove is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Deer Grove is $71 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tampico: Insurance costs 1.40% more
- Walnut: Insurance costs 0.42% less
- Yeoward Addition: Insurance costs 1.96% less
- New Bedford: Insurance costs 0.42% less
- Harmon: Insurance costs 0.56% less
- Como: Insurance costs 0.14% less
- Yorktown: Insurance costs 1.61% more
- Rock Falls: Insurance costs 0.07% less
- Thomas: Insurance costs 0.56% more
- Manlius: Insurance costs 4.68% less
Cities with Similar Populations
- Uniontown: Insurance costs 15.02% less
- Upland: Insurance costs 8.46% more
- Unionvale: Insurance costs 6.85% more
- Jadwin: Insurance costs 24.39% more
- Jamesville: Insurance costs 15.30% less
- Jarrell: Insurance costs 21.73% more
- Java: Insurance costs 16.63% more
- Jefferson Estates: Insurance costs 21.45% less
- Jennings: Insurance costs 26.76% more
- Jennys: Insurance costs 20.06% more