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Get Cheap Car Insurance in Deer Island, OR
We monitor insurance prices, helping the average driver in Deer Island save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Deer Island
The chart below shows the cheapest car insurance company in Deer Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Deer Island Insurer | Monthly Cost |
|---|---|
| Metromile | $67 |
| State Farm | $68 |
| Country Financial | $75 |
| Travelers | $78 |
Savings for Every Kind of Deer Island Driver
Based on our extensive insurance data, we know the average Deer Island driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $499 per year by choosing the right vehicle insurance company. Some Deer Island residents are paying out over $1,572 extra every year for auto insurance in Deer Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Deer Island, OR Savings / Yr. |
|---|---|
$499 |
|
$743 |
|
$606 |
|
$681 |
|
$1,807 |
|
$488 |
|
$582 |
Deer Island Car Insurance vs. Oregon
People living in Deer Island pay an average of 4.25% more than the typical driver in the state. The average driver in Deer Island can expect to pay about $1,213 per year, or $1,572 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Deer Island for most people.
Car Insurance Prices by Deer Island Neighborhood
Insurance Prices
Where is insurance cheapest within Deer Island?
The map shows insurance prices in and around Deer Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,589 to a low of $1,553. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Deer Island.Pick the Best Car Insurance Company for You in Deer Island
The best car insurance provider for most drivers in Deer Island
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $499 over the average Deer Island car insurance company.
The best car insurance provider for Deer Island drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $743 over the competition.
The best car insurance company for Deer Island drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $606 better than other car insurance companies.
The best auto insurance for Deer Island drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $681 less each year.
The least expensive car insurance company for new and young drivers in Deer Island
In Deer Island, Country Financial costs young drivers $1,807 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Deer Island
State Farm gave the largest car insurance discounts to married couples, averaging $488 saved each year compared to an average Deer Island couple's premiums.
The cheapest car insurance in Deer Island for drivers with bad credit
The best Deer Island car insurance company for customer service
Nationwide was the best company for customer service in Deer Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Deer Island
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Deer Island driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Deer Island, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Deer Island
What Influences the Cost of Car Insurance in Deer Island?
On average, car insurance in Deer Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Deer Island is 47 minutes, which is far more than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Deer Island are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Deer Island has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Deer Island is $101 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Goble: Insurance costs 0.45% less
- Yankton: Insurance costs the same
- Columbia City: Insurance costs 2.80% more
- Kalama: Insurance costs 11.01% less
- St. Helens: Insurance costs 1.91% more
- Prescott: Insurance costs 2.48% less
- Carrolls: Insurance costs 10.18% less
- Warren: Insurance costs 1.40% less
- Rainier: Insurance costs 1.21% less
- Woodland: Insurance costs 10.75% less
Cities with Similar Populations
- South Middleboro: Insurance costs 2.54% more
- Evans: Insurance costs 3.88% less
- Fallon Naval Air Station: Insurance costs 22.01% more
- Fowler: Insurance costs 10.75% less
- Francestown: Insurance costs 23.98% less
- Fruitland: Insurance costs 22.58% less
- Homer: Insurance costs 12.34% less
- Hugh: Insurance costs 58.21% more
- Nicollet: Insurance costs 3.69% less
- Sacramento: Insurance costs 34.99% more