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Get Cheap Car Insurance in Deer Lodge, MT
We monitor insurance prices, helping the average driver in Deer Lodge save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Deer Lodge
The chart below shows the cheapest car insurance company in Deer Lodge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Deer Lodge Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $52 |
Savings for Every Kind of Deer Lodge Driver
Based on our extensive insurance data, we know the average Deer Lodge driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some Deer Lodge residents are paying out over $1,586 extra every year for auto insurance in Deer Lodge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Deer Lodge, MT Savings / Yr. |
|---|---|
$396 |
|
$707 |
|
$565 |
|
$827 |
|
$1,801 |
|
$0 |
|
$697 |
Deer Lodge Car Insurance vs. Montana
People living in Deer Lodge pay an average of 2.13% less than the typical driver in the state. The average driver in Deer Lodge can expect to pay about $755 per year, or $1,586 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Deer Lodge for most people.
Car Insurance Prices by Deer Lodge Neighborhood
Insurance Prices
Where is insurance cheapest within Deer Lodge?
The map shows insurance prices in and around Deer Lodge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,609 to a low of $1,554. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Deer Lodge.Pick the Best Car Insurance Company for You in Deer Lodge
The best car insurance provider for most drivers in Deer Lodge
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $396 over the average Deer Lodge car insurance company.
The best car insurance provider for Deer Lodge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $707 over the competition.
The best car insurance company for Deer Lodge drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $565 better than other car insurance companies.
The best auto insurance for Deer Lodge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $827 less each year.
The least expensive car insurance company for new and young drivers in Deer Lodge
In Deer Lodge, State Farm costs young drivers $1,801 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Deer Lodge
The cheapest car insurance in Deer Lodge for drivers with bad credit
The best Deer Lodge car insurance company for customer service
Nationwide was the best company for customer service in Deer Lodge according to the NAIC.
Recent price drops
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The cheapest large national provider in Deer Lodge
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Deer Lodge driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Deer Lodge, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Deer Lodge
What Influences the Cost of Car Insurance in Deer Lodge?
On average, car insurance in Deer Lodge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Deer Lodge is 18 minutes, which is far less than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Deer Lodge is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Deer Lodge is $63 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Racetrack: Insurance costs 0.63% less
- Garrison: Insurance costs 1.07% less
- Galen: Insurance costs 1.39% more
- Warm Springs: Insurance costs 1.45% more
- Gold Creek: Insurance costs 1.13% less
- Lost Creek: Insurance costs 1.45% more
- Avon: Insurance costs 1.13% less
- Elliston: Insurance costs 1.39% less
- Anaconda: Insurance costs 1.39% more
- Opportunity: Insurance costs 2.33% more
Cities with Similar Populations
- Sheffield: Insurance costs 31.59% less
- North Tazewell: Insurance costs 22.76% less
- Country Lake Estates: Insurance costs 17.09% more
- Ho-Ho-Kus: Insurance costs 20.62% more
- Lakeview: Insurance costs 12.80% less
- Coudersport: Insurance costs 14.50% less
- Highland Lake: Insurance costs 12.80% more
- Hemlock Farms: Insurance costs 8.95% less
- Landis: Insurance costs 22.38% less
- Cooperstown: Insurance costs 40.67% more