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Get Cheap Car Insurance in Deerfield, MA
We monitor insurance prices, helping the average driver in Deerfield save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Deerfield
The chart below shows the cheapest car insurance company in Deerfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Deerfield Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $37 |
| Geico | $40 |
| Midvale Home & Auto | $47 |
| Travelers | $59 |
Savings for Every Kind of Deerfield Driver
Based on our extensive insurance data, we know the average Deerfield driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $508 per year by choosing the right vehicle insurance company. Some Deerfield residents are paying out over $1,485 extra every year for auto insurance in Deerfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Deerfield, MA Savings / Yr. |
|---|---|
$508 |
|
$755 |
|
$628 |
|
$834 |
|
$1,838 |
|
$0 |
|
$0 |
Deerfield Car Insurance vs. Massachusetts
People living in Deerfield pay an average of 4.40% less than the typical driver in the state. The average driver in Deerfield can expect to pay about $638 per year, or $1,485 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Deerfield for most people.
Car Insurance Prices by Deerfield Neighborhood
Insurance Prices
Where is insurance cheapest within Deerfield?
The map shows insurance prices in and around Deerfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $1,493 to a low of $1,481. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Deerfield.Pick the Best Car Insurance Company for You in Deerfield
The best car insurance provider for most drivers in Deerfield
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $508 over the average Deerfield car insurance company.
The best car insurance provider for Deerfield drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $755 over the competition.
The best car insurance company for Deerfield drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $628 better than other car insurance companies.
The best auto insurance for Deerfield drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $834 less each year.
The least expensive car insurance company for new and young drivers in Deerfield
In Deerfield, State Farm costs young drivers $1,838 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Deerfield
The cheapest car insurance in Deerfield for drivers with bad credit
The best Deerfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Deerfield
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Deerfield driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Deerfield, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Deerfield
What Influences the Cost of Car Insurance in Deerfield?
On average, car insurance in Deerfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Deerfield is 25 minutes, which is far less than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Deerfield is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Deerfield is $53 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wapping: Insurance costs 0.54% more
- West Deerfield: Insurance costs 1.28% less
- Montague: Insurance costs 0.94% less
- Lake Pleasant: Insurance costs 1.62% less
- Greenfield: Insurance costs 1.55% more
- South Deerfield: Insurance costs 0.88% less
- Turners Falls: Insurance costs 3.91% more
- North Leverett: Insurance costs 2.29% less
- Shelburne: Insurance costs 0.54% less
- Conway: Insurance costs 2.83% less
Cities with Similar Populations
- Third Lake: Insurance costs 3.43% more
- Woodlawn: Insurance costs 39.80% more
- Carpenter: Insurance costs 24.58% less
- Carson: Insurance costs 16.16% less
- Wilson: Insurance costs 14.61% more
- Cedarville: Insurance costs 82.69% more
- Centerport: Insurance costs 9.23% less
- Chandlersville: Insurance costs 25.12% less
- Chappell: Insurance costs 1.14% less
- Waverly: Insurance costs 23.30% more