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Get Cheap Car Insurance in Deerfield, MI
We monitor insurance prices, helping the average driver in Deerfield save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Deerfield
The chart below shows the cheapest car insurance company in Deerfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Deerfield Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $102 |
| Progressive | $117 |
| State Farm | $118 |
| Safeco Insurance | $125 |
Savings for Every Kind of Deerfield Driver
Based on our extensive insurance data, we know the average Deerfield driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,111 per year by choosing the right vehicle insurance company. Some Deerfield residents are paying out over $2,763 extra every year for auto insurance in Deerfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Deerfield, MI Savings / Yr. |
|---|---|
$1,111 |
|
$1,813 |
|
$1,604 |
|
$2,438 |
|
$2,877 |
|
$0 |
|
$0 |
Deerfield Car Insurance vs. Michigan
People living in Deerfield pay an average of 4.67% less than the typical driver in the state. The average driver in Deerfield can expect to pay about $2,099 per year, or $2,763 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Deerfield for most people.
Car Insurance Prices by Deerfield Neighborhood
Insurance Prices
Where is insurance cheapest within Deerfield?
The map shows insurance prices in and around Deerfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $173 per year within the city boundaries, with insurance premiums ranging from a high of $2,851 to a low of $2,678. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Deerfield.Pick the Best Car Insurance Company for You in Deerfield
The best car insurance provider for most drivers in Deerfield
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,111 over the average Deerfield car insurance company.
The best car insurance provider for Deerfield drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,813 over the competition.
The best car insurance company for Deerfield drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,604 better than other car insurance companies.
The best auto insurance for Deerfield drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,438 less each year.
The least expensive car insurance company for new and young drivers in Deerfield
In Deerfield, Geico costs young drivers $2,877 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Deerfield
The cheapest car insurance in Deerfield for drivers with bad credit
The best Deerfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Deerfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Deerfield driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Deerfield, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Deerfield
What Influences the Cost of Car Insurance in Deerfield?
On average, car insurance in Deerfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Deerfield is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Deerfield is $175 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Petersburg: Insurance costs 0.47% more
- Blissfield: Insurance costs 0.69% less
- Riga: Insurance costs 1.34% less
- Ridgeway: Insurance costs 0.58% more
- Britton: Insurance costs 0.94% more
- Dundee: Insurance costs 1.70% more
- Lulu: Insurance costs 0.62% less
- Wellsville: Insurance costs 0.25% less
- Palmyra: Insurance costs 1.74% more
- Holloway: Insurance costs 0.11% less
Cities with Similar Populations
- Worton: Insurance costs 34.96% less
- Sherwood: Insurance costs 3.26% more
- Stony: Insurance costs 40.54% less
- Delaware City: Insurance costs 30.91% less
- Superior: Insurance costs 41.48% less
- Cope: Insurance costs 39.45% less
- Collings Lakes: Insurance costs 33.48% less
- Cecil: Insurance costs 43.07% less
- Cairo: Insurance costs 39.02% less
- Ben Avon: Insurance costs 48.79% less