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Get Cheap Car Insurance in Delta, UT
We monitor insurance prices, helping the average driver in Delta save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Delta
The chart below shows the cheapest car insurance company in Delta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Delta Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $49 |
| Auto-Owners Insurance | $49 |
| Travelers | $57 |
| State Farm | $59 |
Savings for Every Kind of Delta Driver
Based on our extensive insurance data, we know the average Delta driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $412 per year by choosing the right vehicle insurance company. Some Delta residents are paying out over $1,342 extra every year for auto insurance in Delta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Delta, UT Savings / Yr. |
|---|---|
$412 |
|
$751 |
|
$601 |
|
$757 |
|
$1,989 |
|
$217 |
|
$867 |
Delta Car Insurance vs. Utah
People living in Delta pay an average of 5.67% less than the typical driver in the state. The average driver in Delta can expect to pay about $745 per year, or $1,342 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Delta for most people.
Car Insurance Prices by Delta Neighborhood
Insurance Prices
Where is insurance cheapest within Delta?
The map shows insurance prices in and around Delta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,364 to a low of $1,322. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Delta.Pick the Best Car Insurance Company for You in Delta
The best car insurance provider for most drivers in Delta
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $412 over the average Delta car insurance company.
The best car insurance provider for Delta drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $751 over the competition.
The best car insurance company for Delta drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $601 better than other car insurance companies.
The best auto insurance for Delta drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $757 less each year.
The least expensive car insurance company for new and young drivers in Delta
In Delta, Bear River Mutual costs young drivers $1,989 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Delta
Progressive gave the largest car insurance discounts to married couples, averaging $217 saved each year compared to an average Delta couple's premiums.
The cheapest car insurance in Delta for drivers with bad credit
The best Delta car insurance company for customer service
Recent price drops
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The cheapest large national provider in Delta
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Delta driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Delta, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Delta
What Influences the Cost of Car Insurance in Delta?
On average, car insurance in Delta is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Delta is 18 minutes, which is far less than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Delta are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Delta has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Delta is $62 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sutherland: Insurance costs 0.97% less
- Oasis: Insurance costs 0.45% more
- Hinckley: Insurance costs 0.89% less
- Deseret: Insurance costs 0.60% more
- Sugarville: Insurance costs 1.27% less
- Oak City: Insurance costs 0.67% less
- Lynndyl: Insurance costs 0.67% less
- Leamington: Insurance costs 0.67% less
- Holden: Insurance costs 0.30% less
- Flowell: Insurance costs 1.12% less
Cities with Similar Populations
- Sea Cliff: Insurance costs 94.04% more
- Chocowinity: Insurance costs 6.11% less
- Gardendale: Insurance costs 22.21% more
- Seven Valleys: Insurance costs 3.06% less
- Gamewell: Insurance costs 8.35% less
- Seagrove: Insurance costs 9.39% less
- Seabeck: Insurance costs 6.86% more
- Clatskanie: Insurance costs 12.89% more
- Clay Center: Insurance costs 13.93% more
- China Spring: Insurance costs 20.42% more