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Get Cheap Car Insurance in Deltona, FL
We monitor insurance prices, helping the average driver in Deltona save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Deltona
The chart below shows the cheapest car insurance company in Deltona for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Deltona Insurer | Monthly Cost |
|---|---|
| Geico | $126 |
| State Farm | $134 |
| Gainsco | $175 |
| Bristol West | $175 |
Savings for Every Kind of Deltona Driver
Based on our extensive insurance data, we know the average Deltona driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $773 per year by choosing the right vehicle insurance company. Some Deltona residents are paying out over $2,642 extra every year for auto insurance in Deltona. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Deltona, FL Savings / Yr. |
|---|---|
$773 |
|
$1,135 |
|
$873 |
|
$864 |
|
$2,745 |
|
$750 |
|
$1,093 |
Deltona Car Insurance vs. Florida
People living in Deltona pay an average of 0.01% more than the typical driver in the state. The average driver in Deltona can expect to pay about $2,412 per year, or $2,642 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Deltona for most people.
Car Insurance Prices by Deltona Neighborhood
Insurance Prices
Where is insurance cheapest within Deltona?
The map shows insurance prices in and around Deltona, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $502 per year within the city boundaries, with insurance premiums ranging from a high of $2,863 to a low of $2,361. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Deltona.Pick the Best Car Insurance Company for You in Deltona
The best car insurance provider for most drivers in Deltona
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $773 over the average Deltona car insurance company.
The best car insurance provider for Deltona drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,135 over the competition.
The best car insurance company for Deltona drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $873 better than other car insurance companies.
The best auto insurance for Deltona drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $864 less each year.
The least expensive car insurance company for new and young drivers in Deltona
In Deltona, Geico costs young drivers $2,745 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Deltona
Geico gave the largest car insurance discounts to married couples, averaging $750 saved each year compared to an average Deltona couple's premiums.
The cheapest car insurance in Deltona for drivers with bad credit
The best Deltona car insurance company for customer service
Recent price drops
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The cheapest large national provider in Deltona
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Deltona driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Deltona, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Deltona
What Influences the Cost of Car Insurance in Deltona?
On average, car insurance in Deltona is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Deltona is 43 minutes, which is far more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Deltona are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Deltona has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Deltona is $201 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Helen: Insurance costs 8.40% less
- Orange City: Insurance costs 6.17% less
- DeBary: Insurance costs 5.45% less
- Osteen: Insurance costs 8.10% less
- Canaan: Insurance costs 7.42% less
- DeLand: Insurance costs 7.61% less
- West DeLand: Insurance costs 5.64% less
- Cypress Lake Estates: Insurance costs 9.16% less
- Fatio: Insurance costs 9.61% less
- Crows Bluff: Insurance costs 10.26% less
Cities with Similar Populations
- Simi Valley: Insurance costs 15.29% less
- Smyrna: Insurance costs 21.46% less
- Silver Spring: Insurance costs 18.77% less
- Shreveport: Insurance costs 13.10% more
- Slidell: Insurance costs 26.46% more
- Rialto: Insurance costs 13.10% less
- Port Charlotte: Insurance costs 9.20% less
- Riverview: Insurance costs 10.30% more
- Reno: Insurance costs 17.71% less
- Raleigh: Insurance costs 51.02% less