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Get Cheap Car Insurance in Denison, IA
We monitor insurance prices, helping the average driver in Denison save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Denison
The chart below shows the cheapest car insurance company in Denison for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Denison Insurer | Monthly Cost |
|---|---|
| State Farm | $29 |
| IMT Insurance | $30 |
| Auto-Owners Insurance | $31 |
| Farm Bureau | $32 |
Savings for Every Kind of Denison Driver
Based on our extensive insurance data, we know the average Denison driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $286 per year by choosing the right vehicle insurance company. Some Denison residents are paying out over $1,308 extra every year for auto insurance in Denison. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Denison, IA Savings / Yr. |
|---|---|
$286 |
|
$398 |
|
$339 |
|
$456 |
|
$1,196 |
|
$394 |
|
$603 |
Denison Car Insurance vs. Iowa
People living in Denison pay an average of 4.70% more than the typical driver in the state. The average driver in Denison can expect to pay about $513 per year, or $1,308 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Denison for most people.
Car Insurance Prices by Denison Neighborhood
Insurance Prices
Where is insurance cheapest within Denison?
The map shows insurance prices in and around Denison, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the city boundaries, with insurance premiums ranging from a high of $1,459 to a low of $1,202. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Denison.Pick the Best Car Insurance Company for You in Denison
The best car insurance provider for most drivers in Denison
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $286 over the average Denison car insurance company.
The best car insurance provider for Denison drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $398 over the competition.
The best car insurance company for Denison drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $339 better than other car insurance companies.
The best auto insurance for Denison drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $456 less each year.
The least expensive car insurance company for new and young drivers in Denison
In Denison, IMT Insurance costs young drivers $1,196 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Denison
State Farm gave the largest car insurance discounts to married couples, averaging $394 saved each year compared to an average Denison couple's premiums.
The cheapest car insurance in Denison for drivers with bad credit
The best Denison car insurance company for customer service
Recent price drops
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The cheapest large national provider in Denison
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Denison driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Denison, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Denison
What Influences the Cost of Car Insurance in Denison?
On average, car insurance in Denison is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Denison are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Denison is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Denison is $43 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Deloit: Insurance costs 7.65% less
- Vail: Insurance costs 6.96% less
- Arion: Insurance costs 7.34% less
- Buck Grove: Insurance costs 7.80% less
- Kenwood: Insurance costs 6.12% less
- Dow City: Insurance costs 6.96% less
- Manilla: Insurance costs 6.19% less
- Schleswig: Insurance costs 5.20% less
- Charter Oak: Insurance costs 5.73% less
- Aspinwall: Insurance costs 7.65% less
Cities with Similar Populations
- Valdese: Insurance costs 8.41% less
- Louisburg: Insurance costs 19.72% more
- Lucasville: Insurance costs 13.30% less
- Ludowici: Insurance costs 27.52% more
- Luray: Insurance costs 10.17% less
- Lusby: Insurance costs 38.38% more
- Lynwood: Insurance costs 39.45% more
- Lyons: Insurance costs 27.52% more
- Valley Cottage: Insurance costs 106.96% more
- Valley Center: Insurance costs 17.66% more