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Get Cheap Car Insurance in Derry, LA
We monitor insurance prices, helping the average driver in Derry save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Derry
The chart below shows the cheapest car insurance company in Derry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Derry Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $103 |
| State Farm | $121 |
| Safeco Insurance | $122 |
| Clearcover | $135 |
Savings for Every Kind of Derry Driver
Based on our extensive insurance data, we know the average Derry driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $787 per year by choosing the right vehicle insurance company. Some Derry residents are paying out over $2,830 extra every year for auto insurance in Derry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Derry, LA Savings / Yr. |
|---|---|
$787 |
|
$1,381 |
|
$982 |
|
$1,482 |
|
$2,351 |
|
$730 |
|
$1,255 |
Derry Car Insurance vs. Louisiana
People living in Derry pay an average of 6.08% less than the typical driver in the state. The average driver in Derry can expect to pay about $1,790 per year, or $2,830 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Derry for most people.
Car Insurance Prices by Derry Neighborhood
Insurance Prices
Where is insurance cheapest within Derry?
The map shows insurance prices in and around Derry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $2,831 to a low of $2,824. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Derry.Pick the Best Car Insurance Company for You in Derry
The best car insurance provider for most drivers in Derry
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $787 over the average Derry car insurance company.
The best car insurance provider for Derry drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,381 over the competition.
The best car insurance company for Derry drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $982 better than other car insurance companies.
The best auto insurance for Derry drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,482 less each year.
The least expensive car insurance company for new and young drivers in Derry
In Derry, Farm Bureau costs young drivers $2,351 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Derry
Farm Bureau gave the largest car insurance discounts to married couples, averaging $730 saved each year compared to an average Derry couple's premiums.
The cheapest car insurance in Derry for drivers with bad credit
The best Derry car insurance company for customer service
Recent price drops
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The cheapest large national provider in Derry
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Derry driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Derry, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Derry
What Influences the Cost of Car Insurance in Derry?
On average, car insurance in Derry is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Derry is 32 minutes, which is a little less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Derry are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Derry is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Derry is $149 per month for minimum coverage and $236 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cloutierville: Insurance costs the same
- Melrose: Insurance costs 0.04% more
- Chopin: Insurance costs 0.04% more
- Cypress: Insurance costs 1.41% less
- Janie: Insurance costs 0.18% less
- Gorum: Insurance costs 0.85% more
- Provencal: Insurance costs 0.39% less
- Galbraith: Insurance costs 0.04% more
- Montgomery: Insurance costs 1.41% more
- Flora: Insurance costs 0.99% less
Cities with Similar Populations
- Thornton: Insurance costs 24.66% less
- Kennard: Insurance costs 57.70% less
- Time: Insurance costs 49.51% less
- Kent: Insurance costs 49.89% less
- Kimery: Insurance costs 52.37% less
- Kinbrae: Insurance costs 46.47% less
- King and Anderson: Insurance costs 36.82% less
- King Lake: Insurance costs 51.17% less
- Tichnor: Insurance costs 40.99% less
- Kiousville: Insurance costs 60.81% less