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Get Cheap Car Insurance in Dewey Beach, DE
We monitor insurance prices, helping the average driver in Dewey Beach save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Dewey Beach
The chart below shows the cheapest car insurance company in Dewey Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Dewey Beach Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $70 |
| State Farm | $71 |
| Travelers | $71 |
| Dairyland | $84 |
Savings for Every Kind of Dewey Beach Driver
Based on our extensive insurance data, we know the average Dewey Beach driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some Dewey Beach residents are paying out over $1,700 extra every year for auto insurance in Dewey Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dewey Beach, DE Savings / Yr. |
|---|---|
$393 |
|
$665 |
|
$451 |
|
$388 |
|
$1,875 |
|
$400 |
|
$425 |
Dewey Beach Car Insurance vs. Delaware
People living in Dewey Beach pay an average of 8.62% less than the typical driver in the state. The average driver in Dewey Beach can expect to pay about $1,126 per year, or $1,700 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Dewey Beach for most people.
Car Insurance Prices by Dewey Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Dewey Beach?
The map shows insurance prices in and around Dewey Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $111 per year within the city boundaries, with insurance premiums ranging from a high of $1,787 to a low of $1,676. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Dewey Beach.Pick the Best Car Insurance Company for You in Dewey Beach
The best car insurance provider for most drivers in Dewey Beach
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $393 over the average Dewey Beach car insurance company.
The best car insurance provider for Dewey Beach drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $665 over the competition.
The best car insurance company for Dewey Beach drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $451 better than other car insurance companies.
The best auto insurance for Dewey Beach drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $388 less each year.
The least expensive car insurance company for new and young drivers in Dewey Beach
In Dewey Beach, State Farm costs young drivers $1,875 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dewey Beach
State Farm gave the largest car insurance discounts to married couples, averaging $400 saved each year compared to an average Dewey Beach couple's premiums.
The cheapest car insurance in Dewey Beach for drivers with bad credit
The best Dewey Beach car insurance company for customer service
Nationwide was the best company for customer service in Dewey Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Dewey Beach
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dewey Beach driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dewey Beach, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Dewey Beach
What Influences the Cost of Car Insurance in Dewey Beach?
On average, car insurance in Dewey Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dewey Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Dewey Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dewey Beach is $94 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Seabreeze: Insurance costs 0.18% less
- Henlopen Acres: Insurance costs 2.47% more
- Rehoboth Beach: Insurance costs 2.53% more
- North Shores: Insurance costs 0.59% more
- Lewes: Insurance costs 1.88% more
- Long Neck: Insurance costs 3.29% more
- Cool Spring: Insurance costs 5.00% more
- Riverdale: Insurance costs 4.47% more
- Harbeson: Insurance costs 2.65% more
- Ocean View: Insurance costs 2.94% more
Cities with Similar Populations
- Loomis: Insurance costs 41.59% more
- Rover: Insurance costs 18.65% less
- Rover: Insurance costs 2.12% less
- Rossburg: Insurance costs 22.06% more
- Rosie: Insurance costs 3.76% more
- McKee: Insurance costs 11.65% less
- Malta Bend: Insurance costs 2.88% more
- Mahalasville: Insurance costs 29.47% less
- Madrid: Insurance costs 13.24% less
- Macks Inn: Insurance costs 34.24% less