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Get Cheap Car Insurance in Dexter, MI
We monitor insurance prices, helping the average driver in Dexter save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Dexter
The chart below shows the cheapest car insurance company in Dexter for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Dexter Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $116 |
| State Farm | $117 |
| Safeco Insurance | $123 |
Savings for Every Kind of Dexter Driver
Based on our extensive insurance data, we know the average Dexter driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,100 per year by choosing the right vehicle insurance company. Some Dexter residents are paying out over $2,737 extra every year for auto insurance in Dexter. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dexter, MI Savings / Yr. |
|---|---|
$1,100 |
|
$1,796 |
|
$1,589 |
|
$2,415 |
|
$2,849 |
|
$0 |
|
$0 |
Dexter Car Insurance vs. Michigan
People living in Dexter pay an average of 5.59% less than the typical driver in the state. The average driver in Dexter can expect to pay about $2,079 per year, or $2,737 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Dexter for most people.
Car Insurance Prices by Dexter Neighborhood
Insurance Prices
Where is insurance cheapest within Dexter?
The map shows insurance prices in and around Dexter, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $2,836 to a low of $2,665. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Dexter.Pick the Best Car Insurance Company for You in Dexter
The best car insurance provider for most drivers in Dexter
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,100 over the average Dexter car insurance company.
The best car insurance provider for Dexter drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,796 over the competition.
The best car insurance company for Dexter drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,589 better than other car insurance companies.
The best auto insurance for Dexter drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,415 less each year.
The least expensive car insurance company for new and young drivers in Dexter
In Dexter, Geico costs young drivers $2,849 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dexter
The cheapest car insurance in Dexter for drivers with bad credit
The best Dexter car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dexter
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dexter driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dexter, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Dexter
What Influences the Cost of Car Insurance in Dexter?
On average, car insurance in Dexter is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dexter is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Dexter has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dexter is $173 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hudson Mills: Insurance costs 2.89% more
- Lima Center: Insurance costs 1.64% less
- Barton Hills: Insurance costs 4.64% more
- Hell: Insurance costs 4.27% more
- Lakeland: Insurance costs 6.17% more
- Chelsea: Insurance costs 3.18% more
- Whitmore Lake: Insurance costs 3.76% more
- Pinckney: Insurance costs 5.59% more
- Hamburg: Insurance costs 5.96% more
- Ann Arbor: Insurance costs 10.67% more
Cities with Similar Populations
- Tenafly: Insurance costs 21.63% less
- Valley: Insurance costs 41.51% less
- Ellwood City: Insurance costs 49.76% less
- Urbana: Insurance costs 59.99% less
- Escanaba: Insurance costs 2.08% more
- Eunice: Insurance costs 14.03% more
- Fairhaven: Insurance costs 41.14% less
- Fairview: Insurance costs 11.44% less
- Trinity: Insurance costs 55.94% less
- Tiverton: Insurance costs 19.40% less