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Get Cheap Car Insurance in Dodge City, KS
We monitor insurance prices, helping the average driver in Dodge City save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Dodge City
The chart below shows the cheapest car insurance company in Dodge City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Dodge City Insurer | Monthly Cost |
|---|---|
| State Farm | $55 |
| Kemper | $57 |
| Farm Bureau | $60 |
| Travelers | $60 |
Savings for Every Kind of Dodge City Driver
Based on our extensive insurance data, we know the average Dodge City driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some Dodge City residents are paying out over $1,663 extra every year for auto insurance in Dodge City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dodge City, KS Savings / Yr. |
|---|---|
$394 |
|
$628 |
|
$448 |
|
$734 |
|
$1,433 |
|
$366 |
|
$798 |
Dodge City Car Insurance vs. Kansas
People living in Dodge City pay an average of 6.28% more than the typical driver in the state. The average driver in Dodge City can expect to pay about $896 per year, or $1,663 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Dodge City for most people.
Car Insurance Prices by Dodge City Neighborhood
Insurance Prices
Where is insurance cheapest within Dodge City?
The map shows insurance prices in and around Dodge City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $208 per year within the city boundaries, with insurance premiums ranging from a high of $1,775 to a low of $1,567. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Dodge City.Pick the Best Car Insurance Company for You in Dodge City
The best car insurance provider for most drivers in Dodge City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $394 over the average Dodge City car insurance company.
The best car insurance provider for Dodge City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $628 over the competition.
The best car insurance company for Dodge City drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $448 better than other car insurance companies.
The best auto insurance for Dodge City drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $734 less each year.
The least expensive car insurance company for new and young drivers in Dodge City
In Dodge City, Geico costs young drivers $1,433 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dodge City
State Farm gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Dodge City couple's premiums.
The cheapest car insurance in Dodge City for drivers with bad credit
The best Dodge City car insurance company for customer service
Nationwide was the best company for customer service in Dodge City according to the NAIC.
Recent price drops
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The cheapest large national provider in Dodge City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dodge City driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dodge City, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Dodge City
What Influences the Cost of Car Insurance in Dodge City?
On average, car insurance in Dodge City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dodge City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Dodge City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dodge City is $75 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Dodge: Insurance costs 3.61% less
- Wilroads Gardens: Insurance costs 3.07% less
- Fort Dodge: Insurance costs 2.04% less
- Wright: Insurance costs 4.45% less
- Ensign: Insurance costs 3.49% less
- Spearville: Insurance costs 4.81% less
- Ford: Insurance costs 4.27% less
- Cimarron: Insurance costs 4.57% less
- Haggard: Insurance costs 3.25% less
- Windhorst: Insurance costs 4.27% less
Cities with Similar Populations
- Parsippany: Insurance costs 18.52% more
- Millville: Insurance costs 11.43% more
- Mint Hill: Insurance costs 18.40% less
- Monroeville: Insurance costs 13.59% less
- Moultrie: Insurance costs 0.96% more
- Mount Airy: Insurance costs 10.34% more
- Norco: Insurance costs 31.99% more
- Nutley: Insurance costs 21.77% more
- Okemos: Insurance costs 68.55% more
- Oxford: Insurance costs 34.34% less