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Get Cheap Car Insurance in Dollar Bay, MI
We monitor insurance prices, helping the average driver in Dollar Bay save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Dollar Bay
The chart below shows the cheapest car insurance company in Dollar Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Dollar Bay Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $115 |
| State Farm | $116 |
| Safeco Insurance | $122 |
Savings for Every Kind of Dollar Bay Driver
Based on our extensive insurance data, we know the average Dollar Bay driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,091 per year by choosing the right vehicle insurance company. Some Dollar Bay residents are paying out over $2,715 extra every year for auto insurance in Dollar Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dollar Bay, MI Savings / Yr. |
|---|---|
$1,091 |
|
$1,781 |
|
$1,576 |
|
$2,396 |
|
$2,827 |
|
$0 |
|
$0 |
Dollar Bay Car Insurance vs. Michigan
People living in Dollar Bay pay an average of 6.34% less than the typical driver in the state. The average driver in Dollar Bay can expect to pay about $2,062 per year, or $2,715 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Dollar Bay for most people.
Car Insurance Prices by Dollar Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Dollar Bay?
The map shows insurance prices in and around Dollar Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $2,787 to a low of $2,669. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Dollar Bay.Pick the Best Car Insurance Company for You in Dollar Bay
The best car insurance provider for most drivers in Dollar Bay
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,091 over the average Dollar Bay car insurance company.
The best car insurance provider for Dollar Bay drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,781 over the competition.
The best car insurance company for Dollar Bay drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,576 better than other car insurance companies.
The best auto insurance for Dollar Bay drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,396 less each year.
The least expensive car insurance company for new and young drivers in Dollar Bay
In Dollar Bay, Geico costs young drivers $2,827 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dollar Bay
The cheapest car insurance in Dollar Bay for drivers with bad credit
The best Dollar Bay car insurance company for customer service
Nationwide was the best company for customer service in Dollar Bay according to the NAIC.
Recent price drops
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The cheapest large national provider in Dollar Bay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dollar Bay driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dollar Bay, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Dollar Bay
What Influences the Cost of Car Insurance in Dollar Bay?
On average, car insurance in Dollar Bay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dollar Bay is 18 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Dollar Bay is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dollar Bay is $172 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Houghton: Insurance costs 0.81% more
- Senter: Insurance costs 1.40% more
- Hancock: Insurance costs 0.92% more
- Dodgeville: Insurance costs 3.06% less
- Hubbell: Insurance costs 4.38% more
- Chassell: Insurance costs 0.70% less
- Atlantic Mine: Insurance costs 1.29% more
- Osceola: Insurance costs 3.83% more
- Lake Linden: Insurance costs 3.79% more
- South Range: Insurance costs 2.95% more
Cities with Similar Populations
- Susquehanna: Insurance costs 48.66% less
- Creekside: Insurance costs 49.72% less
- Deer Trail: Insurance costs 29.10% less
- Delta: Insurance costs 44.20% less
- Encinal: Insurance costs 37.72% less
- Ferguson: Insurance costs 54.88% less
- Silverwood: Insurance costs 8.47% more
- Spring Lake: Insurance costs 5.49% less
- Stanfield: Insurance costs 37.38% less
- Starksboro: Insurance costs 56.35% less