Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Downieville-Lawson-Dumont, CO
We monitor insurance prices, helping the average driver in Downieville-Lawson-Dumont save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Downieville-Lawson-Dumont
The chart below shows the cheapest car insurance company in Downieville-Lawson-Dumont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Downieville-Lawson-Dumont Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Bristol West | $76 |
| Safeco Insurance | $78 |
| Geico | $80 |
Savings for Every Kind of Downieville-Lawson-Dumont Driver
Based on our extensive insurance data, we know the average Downieville-Lawson-Dumont driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $406 per year by choosing the right vehicle insurance company. Some Downieville-Lawson-Dumont residents are paying out over $1,895 extra every year for auto insurance in Downieville-Lawson-Dumont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downieville-Lawson-Dumont, CO Savings / Yr. |
|---|---|
$406 |
|
$724 |
|
$582 |
|
$623 |
|
$1,842 |
|
$488 |
|
$715 |
Downieville-Lawson-Dumont Car Insurance vs. Colorado
People living in Downieville-Lawson-Dumont pay an average of 0.24% more than the typical driver in the state. The average driver in Downieville-Lawson-Dumont can expect to pay about $1,107 per year, or $1,895 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Downieville-Lawson-Dumont for most people.
Car Insurance Prices by Downieville-Lawson-Dumont Neighborhood
Insurance Prices
Where is insurance cheapest within Downieville-Lawson-Dumont?
The map shows insurance prices in and around Downieville-Lawson-Dumont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,895 to a low of $1,895. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Downieville-Lawson-Dumont.Pick the Best Car Insurance Company for You in Downieville-Lawson-Dumont
The best car insurance provider for most drivers in Downieville-Lawson-Dumont
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $406 over the average Downieville-Lawson-Dumont car insurance company.
The best car insurance provider for Downieville-Lawson-Dumont drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $724 over the competition.
The best car insurance company for Downieville-Lawson-Dumont drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $582 better than other car insurance companies.
The best auto insurance for Downieville-Lawson-Dumont drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $623 less each year.
The least expensive car insurance company for new and young drivers in Downieville-Lawson-Dumont
In Downieville-Lawson-Dumont, State Farm costs young drivers $1,842 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downieville-Lawson-Dumont
State Farm gave the largest car insurance discounts to married couples, averaging $488 saved each year compared to an average Downieville-Lawson-Dumont couple's premiums.
The cheapest car insurance in Downieville-Lawson-Dumont for drivers with bad credit
The best Downieville-Lawson-Dumont car insurance company for customer service
Nationwide was the best company for customer service in Downieville-Lawson-Dumont according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Downieville-Lawson-Dumont, which was better than other insurers.
The cheapest large national provider in Downieville-Lawson-Dumont
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Downieville-Lawson-Dumont driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downieville-Lawson-Dumont, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Downieville-Lawson-Dumont
What Influences the Cost of Car Insurance in Downieville-Lawson-Dumont?
On average, car insurance in Downieville-Lawson-Dumont is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downieville-Lawson-Dumont are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Downieville-Lawson-Dumont is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downieville-Lawson-Dumont is $92 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dumont: Insurance costs 0.63% more
- Idaho Springs: Insurance costs 1.64% more
- Russell Gulch: Insurance costs 1.42% more
- Nevadaville: Insurance costs 0.16% more
- Empire: Insurance costs 0.16% more
- Central City: Insurance costs 0.16% less
- Georgetown: Insurance costs 1.00% more
- Lawson: Insurance costs 0.47% more
- Silver Plume: Insurance costs 1.00% more
- Black Hawk: Insurance costs 2.69% more
Cities with Similar Populations
- Renick: Insurance costs 22.69% less
- McFadden: Insurance costs 18.31% less
- McKinley: Insurance costs 25.54% less
- Middlegate: Insurance costs 0.84% more
- Ralph: Insurance costs 7.28% less
- Ramah: Insurance costs 27.92% less
- Raworth: Insurance costs 12.56% less
- Red Gum: Insurance costs 56.36% more
- Redbird: Insurance costs 25.59% less
- Redman: Insurance costs 5.33% less