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Get Cheap Car Insurance in Dudley, MO
We monitor insurance prices, helping the average driver in Dudley save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Dudley
The chart below shows the cheapest car insurance company in Dudley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Dudley Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Dudley Driver
Based on our extensive insurance data, we know the average Dudley driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $479 per year by choosing the right vehicle insurance company. Some Dudley residents are paying out over $1,776 extra every year for auto insurance in Dudley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dudley, MO Savings / Yr. |
|---|---|
$479 |
|
$669 |
|
$611 |
|
$684 |
|
$1,444 |
|
$373 |
|
$572 |
Dudley Car Insurance vs. Missouri
People living in Dudley pay an average of 1.39% less than the typical driver in the state. The average driver in Dudley can expect to pay about $1,094 per year, or $1,776 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Dudley for most people.
Car Insurance Prices by Dudley Neighborhood
Insurance Prices
Where is insurance cheapest within Dudley?
The map shows insurance prices in and around Dudley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,802 to a low of $1,760. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Dudley.Pick the Best Car Insurance Company for You in Dudley
The best car insurance provider for most drivers in Dudley
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $479 over the average Dudley car insurance company.
The best car insurance provider for Dudley drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Dudley drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $611 better than other car insurance companies.
The best auto insurance for Dudley drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $684 less each year.
The least expensive car insurance company for new and young drivers in Dudley
In Dudley, Travelers costs young drivers $1,444 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dudley
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Dudley couple's premiums.
The cheapest car insurance in Dudley for drivers with bad credit
The best Dudley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dudley
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dudley driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dudley, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Dudley
What Influences the Cost of Car Insurance in Dudley?
On average, car insurance in Dudley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dudley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Dudley is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dudley is $91 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Green Oaks: Insurance costs 0.06% less
- Ives: Insurance costs 0.11% less
- Asherville: Insurance costs 1.18% more
- Fisk: Insurance costs 3.77% more
- Pyletown: Insurance costs 0.79% less
- Dexter: Insurance costs 0.62% more
- Puxico: Insurance costs 1.07% more
- Mingo: Insurance costs 2.03% more
- Rombauer: Insurance costs 4.00% more
- Curdton: Insurance costs 4.28% more
Cities with Similar Populations
- Silver Lake: Insurance costs 24.16% less
- Copper Center: Insurance costs 21.90% less
- Cottage Hill: Insurance costs 30.91% more
- Cove Orchard: Insurance costs 14.36% less
- Cowgill: Insurance costs 0.06% more
- Criders: Insurance costs 34.07% less
- Sauget: Insurance costs 4.05% more
- Sharon Heights: Insurance costs 3.15% more
- Short Tract: Insurance costs 18.24% more
- Silvara: Insurance costs 23.09% less