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Get Cheap Car Insurance in Dunbar, KY
We monitor insurance prices, helping the average driver in Dunbar save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Dunbar
The chart below shows the cheapest car insurance company in Dunbar for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Dunbar Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Dunbar Driver
Based on our extensive insurance data, we know the average Dunbar driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $521 per year by choosing the right vehicle insurance company. Some Dunbar residents are paying out over $2,062 extra every year for auto insurance in Dunbar. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dunbar, KY Savings / Yr. |
|---|---|
$521 |
|
$854 |
|
$841 |
|
$850 |
|
$1,683 |
|
$563 |
|
$902 |
Dunbar Car Insurance vs. Kentucky
People living in Dunbar pay an average of 3.38% less than the typical driver in the state. The average driver in Dunbar can expect to pay about $1,062 per year, or $2,062 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Dunbar for most people.
Car Insurance Prices by Dunbar Neighborhood
Insurance Prices
Where is insurance cheapest within Dunbar?
The map shows insurance prices in and around Dunbar, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the city boundaries, with insurance premiums ranging from a high of $2,161 to a low of $2,016. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Dunbar.Pick the Best Car Insurance Company for You in Dunbar
The best car insurance provider for most drivers in Dunbar
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $521 over the average Dunbar car insurance company.
The best car insurance provider for Dunbar drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $854 over the competition.
The best car insurance company for Dunbar drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Dunbar drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $850 less each year.
The least expensive car insurance company for new and young drivers in Dunbar
In Dunbar, State Farm costs young drivers $1,683 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dunbar
State Farm gave the largest car insurance discounts to married couples, averaging $563 saved each year compared to an average Dunbar couple's premiums.
The cheapest car insurance in Dunbar for drivers with bad credit
The best Dunbar car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dunbar
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Dunbar driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dunbar, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Dunbar
What Influences the Cost of Car Insurance in Dunbar?
On average, car insurance in Dunbar is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dunbar is 29 minutes, which is a little less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dunbar are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Dunbar has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dunbar is $88 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Provo: Insurance costs 1.31% more
- South Hill: Insurance costs 4.80% more
- Youngtown: Insurance costs 0.10% more
- Leetown: Insurance costs 2.13% less
- Brooklyn: Insurance costs 0.39% more
- Rochester: Insurance costs 4.80% more
- Morgantown: Insurance costs 0.39% more
- Mining City: Insurance costs 2.28% more
- Silver City: Insurance costs 4.80% more
- Logansport: Insurance costs 0.05% more
Cities with Similar Populations
- Seager: Insurance costs 9.41% more
- Kent: Insurance costs 33.37% less
- Kentmore Park: Insurance costs 12.51% less
- Ketchumville: Insurance costs 0.44% more
- Kewa: Insurance costs 35.35% less
- Keysburg: Insurance costs 1.45% less
- Kossuth: Insurance costs 39.86% less
- Labarre: Insurance costs 53.35% more
- Scofield: Insurance costs 24.59% less
- Scranton: Insurance costs 18.23% less