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Get Cheap Car Insurance in Dunfermline, IL
We monitor insurance prices, helping the average driver in Dunfermline save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Dunfermline
The chart below shows the cheapest car insurance company in Dunfermline for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Dunfermline Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Country Financial | $52 |
| Metromile | $57 |
| American Family Insurance | $61 |
Savings for Every Kind of Dunfermline Driver
Based on our extensive insurance data, we know the average Dunfermline driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $333 per year by choosing the right vehicle insurance company. Some Dunfermline residents are paying out over $1,426 extra every year for auto insurance in Dunfermline. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dunfermline, IL Savings / Yr. |
|---|---|
$333 |
|
$627 |
|
$501 |
|
$526 |
|
$1,295 |
|
$373 |
|
$478 |
Dunfermline Car Insurance vs. Illinois
People living in Dunfermline pay an average of 5.63% less than the typical driver in the state. The average driver in Dunfermline can expect to pay about $847 per year, or $1,426 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Dunfermline for most people.
Car Insurance Prices by Dunfermline Neighborhood
Insurance Prices
Where is insurance cheapest within Dunfermline?
The map shows insurance prices in and around Dunfermline, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the city boundaries, with insurance premiums ranging from a high of $1,427 to a low of $1,416. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Dunfermline.Pick the Best Car Insurance Company for You in Dunfermline
The best car insurance provider for most drivers in Dunfermline
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $333 over the average Dunfermline car insurance company.
The best car insurance provider for Dunfermline drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $627 over the competition.
The best car insurance company for Dunfermline drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $501 better than other car insurance companies.
The best auto insurance for Dunfermline drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $526 less each year.
The least expensive car insurance company for new and young drivers in Dunfermline
In Dunfermline, State Farm costs young drivers $1,295 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dunfermline
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Dunfermline couple's premiums.
The cheapest car insurance in Dunfermline for drivers with bad credit
The best Dunfermline car insurance company for customer service
Nationwide was the best company for customer service in Dunfermline according to the NAIC.
Recent price drops
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The cheapest large national provider in Dunfermline
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Dunfermline driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dunfermline, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Dunfermline
What Influences the Cost of Car Insurance in Dunfermline?
On average, car insurance in Dunfermline is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dunfermline are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Dunfermline is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dunfermline is $71 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. David: Insurance costs 0.35% more
- Maples Mill: Insurance costs 1.40% less
- Monterey: Insurance costs 0.70% less
- Bryant: Insurance costs 0.28% less
- Canton: Insurance costs 2.81% more
- Little America: Insurance costs 1.75% less
- Rawalts: Insurance costs 0.42% more
- Banner: Insurance costs 0.70% less
- Liverpool: Insurance costs 0.28% more
- Cuba: Insurance costs 1.40% more
Cities with Similar Populations
- Hazel Patch: Insurance costs 48.11% more
- Hobarton: Insurance costs 16.55% less
- Hitchcock: Insurance costs 8.98% more
- Hitchcock: Insurance costs 18.51% more
- Hillsboro: Insurance costs 24.96% more
- Highlandtown: Insurance costs 22.16% less
- Hickman: Insurance costs 21.25% less
- Hemlock Grove: Insurance costs 20.41% less
- Helena: Insurance costs 19.71% less
- Hebron: Insurance costs 5.96% less