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Get Cheap Car Insurance in Dunlap, TN
We monitor insurance prices, helping the average driver in Dunlap save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Dunlap
The chart below shows the cheapest car insurance company in Dunlap for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Dunlap Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $56 |
| Farmers Insurance | $57 |
| Safeco Insurance | $58 |
Savings for Every Kind of Dunlap Driver
Based on our extensive insurance data, we know the average Dunlap driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $345 per year by choosing the right vehicle insurance company. Some Dunlap residents are paying out over $1,351 extra every year for auto insurance in Dunlap. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dunlap, TN Savings / Yr. |
|---|---|
$345 |
|
$622 |
|
$459 |
|
$526 |
|
$1,354 |
|
$326 |
|
$564 |
Dunlap Car Insurance vs. Tennessee
People living in Dunlap pay an average of 2.07% less than the typical driver in the state. The average driver in Dunlap can expect to pay about $850 per year, or $1,351 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Dunlap for most people.
Car Insurance Prices by Dunlap Neighborhood
Insurance Prices
Where is insurance cheapest within Dunlap?
The map shows insurance prices in and around Dunlap, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the city boundaries, with insurance premiums ranging from a high of $1,375 to a low of $1,326. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Dunlap.Pick the Best Car Insurance Company for You in Dunlap
The best car insurance provider for most drivers in Dunlap
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $345 over the average Dunlap car insurance company.
The best car insurance provider for Dunlap drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $622 over the competition.
The best car insurance company for Dunlap drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $459 better than other car insurance companies.
The best auto insurance for Dunlap drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $526 less each year.
The least expensive car insurance company for new and young drivers in Dunlap
In Dunlap, State Farm costs young drivers $1,354 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dunlap
State Farm gave the largest car insurance discounts to married couples, averaging $326 saved each year compared to an average Dunlap couple's premiums.
The cheapest car insurance in Dunlap for drivers with bad credit
The best Dunlap car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dunlap
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Dunlap driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dunlap, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Dunlap
What Influences the Cost of Car Insurance in Dunlap?
On average, car insurance in Dunlap is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dunlap is 37 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dunlap are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Dunlap is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dunlap is $71 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Daus: Insurance costs 0.74% more
- Center Point: Insurance costs 0.37% less
- Mount Airy: Insurance costs 0.15% more
- Flattop: Insurance costs 0.44% less
- Pailo: Insurance costs 1.78% more
- Hendon: Insurance costs the same
- Cagle: Insurance costs 0.89% less
- Mowbray: Insurance costs 0.22% less
- Palmer: Insurance costs 0.52% more
- Lone Oak: Insurance costs 0.30% less
Cities with Similar Populations
- Oak Ridge: Insurance costs 27.17% more
- Lincoln Park: Insurance costs 31.53% more
- Naranja: Insurance costs 153.59% more
- Nebo: Insurance costs 10.29% less
- Nesbit: Insurance costs 26.05% more
- New Boston: Insurance costs 115.69% more
- New Square: Insurance costs 84.68% more
- Willowbrook: Insurance costs 18.43% more
- Oak Hills: Insurance costs 54.26% more
- Lincoln City: Insurance costs 7.40% more