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Get Cheap Car Insurance in Dyer, AR

We monitor insurance prices, helping the average driver in Dyer save up to 33.0% on car insurance.

 

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The Cheapest Minimum Coverage in Dyer

The chart below shows the cheapest car insurance company in Dyer for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.

 
Dyer Insurer Monthly Cost
Safeco Insurance $52
Farm Bureau $54
Geico $56
Jupiter $57

Savings for Every Kind of Dyer Driver

The table shows how much the average auto insurance customer in Dyer might save by following our recommendations.

Based on our extensive insurance data, we know the average Dyer driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $321 per year by choosing the right vehicle insurance company. Some Dyer residents are paying out over $1,623 extra every year for auto insurance in Dyer. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Dyer, AR Savings / Yr.
Drivers with good records
$321
Drivers with accidents
$569
Drivers with speeding tickets
$458
Drivers with a DUI conviction
$705
Young drivers
$1,822
Married drivers
$323
Drivers with bad credit
$452

Dyer Car Insurance vs. Arkansas

People living in Dyer pay an average of 3.56% less than the typical driver in the state. The average driver in Dyer can expect to pay about $879 per year, or $1,623 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Dyer for most people.

Car Insurance Prices by Dyer Neighborhood

Dyer, AR map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Dyer?

The map shows insurance prices in and around Dyer, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $1,657 to a low of $1,619. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Dyer.

Pick the Best Car Insurance Company for You in Dyer

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Dyer insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Dyer

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $321 over the average Dyer car insurance company.

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We use the average good driver, paying $109 per month, as our baseline for pricing in Dyer. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Dyer drivers with accidents on their records

In Dyer getting into an accident will raise premiums an average 37% for a yearly cost of $2,559. That's $936 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Gainsco, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $569 over the competition.

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The best car insurance company for Dyer drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $458 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Dyer, tickets raise premiums on new quotes about $519. If you have a speeding ticket, we recommend Geico, Gainsco, and Farm Bureau for savings that beat the average insurance cost of $2,142 per year.

The best auto insurance for Dyer drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,705 per year in auto insurance premiums, which was $1,082 more than a driver with no major issues. Progressive, Farm Bureau, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $705 less each year.

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The least expensive car insurance company for new and young drivers in Dyer

In Dyer, Farm Bureau costs young drivers $1,822 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Dyer. With an average cost of $5,520 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Dyer

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $181. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Dyer.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $323 saved each year compared to an average Dyer couple's premiums.

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The cheapest car insurance in Dyer for drivers with bad credit

People with poor credit saved an average of $452 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $927 every year. Premiums for people with poor credit were about $2,550 in Dyer. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Dairyland, and Farm Bureau.

The best Dyer car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Dyer, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Dyer.

Nationwide was the best company for customer service in Dyer according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Dyer, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Dyer. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Dyer

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 14% of Dyer residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dyer driver can expect to pay about $113 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dyer, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.
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Auto Insurance Prices in and Around Dyer

What Influences the Cost of Car Insurance in Dyer?

On average, car insurance in Dyer is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Dyer is 27 minutes, which is a little less than average for a driver in the state.
  • Arkansas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Dyer are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Dyer is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Dyer is $73 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Alma: Insurance costs 0.68% more
  • Mulberry: Insurance costs 1.91% more
  • Riverdale: Insurance costs 1.17% more
  • Kibler: Insurance costs 0.06% more
  • Rudy: Insurance costs 1.79% more
  • Vesta: Insurance costs 1.29% more
  • Cecil: Insurance costs 1.29% more
  • Lavaca: Insurance costs 0.06% less
  • Van Buren: Insurance costs 1.79% more
  • Ursula: Insurance costs 0.80% more

Cities with Similar Populations

* Who is the average Dyer driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Dyer with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.