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Get Cheap Car Insurance in Eagle Grove, IA
We monitor insurance prices, helping the average driver in Eagle Grove save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Eagle Grove
The chart below shows the cheapest car insurance company in Eagle Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Eagle Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $27 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of Eagle Grove Driver
Based on our extensive insurance data, we know the average Eagle Grove driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $263 per year by choosing the right vehicle insurance company. Some Eagle Grove residents are paying out over $1,204 extra every year for auto insurance in Eagle Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Eagle Grove, IA Savings / Yr. |
|---|---|
$263 |
|
$366 |
|
$312 |
|
$420 |
|
$1,100 |
|
$362 |
|
$555 |
Eagle Grove Car Insurance vs. Iowa
People living in Eagle Grove pay an average of 3.64% less than the typical driver in the state. The average driver in Eagle Grove can expect to pay about $472 per year, or $1,204 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Eagle Grove for most people.
Car Insurance Prices by Eagle Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Eagle Grove?
The map shows insurance prices in and around Eagle Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,219 to a low of $1,201. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Eagle Grove.Pick the Best Car Insurance Company for You in Eagle Grove
The best car insurance provider for most drivers in Eagle Grove
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $263 over the average Eagle Grove car insurance company.
The best car insurance provider for Eagle Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $366 over the competition.
The best car insurance company for Eagle Grove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $312 better than other car insurance companies.
The best auto insurance for Eagle Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $420 less each year.
The least expensive car insurance company for new and young drivers in Eagle Grove
In Eagle Grove, IMT Insurance costs young drivers $1,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Eagle Grove
State Farm gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average Eagle Grove couple's premiums.
The cheapest car insurance in Eagle Grove for drivers with bad credit
The best Eagle Grove car insurance company for customer service
Nationwide was the best company for customer service in Eagle Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Eagle Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Eagle Grove driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eagle Grove, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Eagle Grove
What Influences the Cost of Car Insurance in Eagle Grove?
On average, car insurance in Eagle Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Eagle Grove is 23 minutes, which is far less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Eagle Grove are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Eagle Grove has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Eagle Grove is $39 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Goldfield: Insurance costs 1.16% more
- Holmes: Insurance costs 0.42% more
- Thor: Insurance costs 0.91% more
- Woolstock: Insurance costs 0.33% more
- Vincent: Insurance costs 0.33% more
- Clarion: Insurance costs 0.83% more
- Renwick: Insurance costs 0.58% more
- Hardy: Insurance costs 0.58% more
- Homer: Insurance costs 0.75% more
- Galt: Insurance costs 0.66% more
Cities with Similar Populations
- Ostrander: Insurance costs 8.55% less
- Bells: Insurance costs 39.78% more
- Vernon: Insurance costs 30.73% more
- Taylorsville: Insurance costs 38.46% more
- St. Paris: Insurance costs 9.55% less
- Mesilla Park: Insurance costs 18.85% more
- Le Roy: Insurance costs 15.28% more
- Keeseville: Insurance costs 74.25% more
- Hurt: Insurance costs 0.58% more
- Greenfield Center: Insurance costs 78.16% more