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Get Cheap Car Insurance in East Amana, IA
We monitor insurance prices, helping the average driver in East Amana save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in East Amana
The chart below shows the cheapest car insurance company in East Amana for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| East Amana Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $30 |
| Farm Bureau | $31 |
Savings for Every Kind of East Amana Driver
Based on our extensive insurance data, we know the average East Amana driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $272 per year by choosing the right vehicle insurance company. Some East Amana residents are paying out over $1,244 extra every year for auto insurance in East Amana. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Amana, IA Savings / Yr. |
|---|---|
$272 |
|
$379 |
|
$323 |
|
$434 |
|
$1,138 |
|
$375 |
|
$574 |
East Amana Car Insurance vs. Iowa
People living in East Amana pay an average of 0.39% less than the typical driver in the state. The average driver in East Amana can expect to pay about $488 per year, or $1,244 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in East Amana for most people.
Car Insurance Prices by East Amana Neighborhood
Insurance Prices
Where is insurance cheapest within East Amana?
The map shows insurance prices in and around East Amana, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $31 per year within the city boundaries, with insurance premiums ranging from a high of $1,252 to a low of $1,221. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of East Amana.Pick the Best Car Insurance Company for You in East Amana
The best car insurance provider for most drivers in East Amana
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $272 over the average East Amana car insurance company.
The best car insurance provider for East Amana drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $379 over the competition.
The best car insurance company for East Amana drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $323 better than other car insurance companies.
The best auto insurance for East Amana drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $434 less each year.
The least expensive car insurance company for new and young drivers in East Amana
In East Amana, IMT Insurance costs young drivers $1,138 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Amana
State Farm gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average East Amana couple's premiums.
The cheapest car insurance in East Amana for drivers with bad credit
The best East Amana car insurance company for customer service
Nationwide was the best company for customer service in East Amana according to the NAIC.
Recent price drops
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The cheapest large national provider in East Amana
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average East Amana driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Amana, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around East Amana
What Influences the Cost of Car Insurance in East Amana?
On average, car insurance in East Amana is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Amana is 27 minutes, which is about the national average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Amana are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- East Amana is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Amana is $41 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Middle Amana: Insurance costs 0.16% less
- Walford: Insurance costs 2.89% less
- Amana: Insurance costs 0.32% less
- Homestead: Insurance costs 1.53% less
- Swisher: Insurance costs 2.49% less
- Norway: Insurance costs 2.33% less
- South Amana: Insurance costs 1.69% less
- Oxford: Insurance costs 0.08% more
- Fairfax: Insurance costs 3.54% less
- Shueyville: Insurance costs 3.86% less
Cities with Similar Populations
- Adamant: Insurance costs 5.55% less
- Wetmore: Insurance costs 22.67% more
- Wheelwright: Insurance costs 89.95% more
- Bainville: Insurance costs 31.27% more
- Avery: Insurance costs 3.05% more
- Authon: Insurance costs 32.07% more
- Atlantic: Insurance costs 4.90% less
- Wyandot: Insurance costs 13.99% less
- Wyatte: Insurance costs 40.11% more
- Palomar Mountain: Insurance costs 52.41% more