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Get Cheap Car Insurance in East Community Team North, Kansas City, MO

We monitor insurance prices, helping the average driver in East Community Team North save up to 28.5% on car insurance.

 

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The Cheapest Minimum Coverage in East Community Team North

The chart below shows the cheapest car insurance company in East Community Team North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.

 
East Community Team North Insurer Monthly Cost
State Farm $77
Travelers $77
Safeco Insurance $78
Clearcover $84

Savings for Every Kind of East Community Team North Driver

The table shows how much the average auto insurance customer in East Community Team North might save by following our recommendations.

Based on our extensive insurance data, we know the average East Community Team North driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $545 per year by choosing the right vehicle insurance company. Some East Community Team North residents are paying out over $2,018 extra every year for auto insurance in East Community Team North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
East Community Team North, Kansas City, MO Savings / Yr.
$545
$760
$695
$778
$1,641
$424
$650

East Community Team North Car Insurance vs. Kansas City

People living in East Community Team North pay an average of 12.06% more than the typical driver in the state. The average driver in East Community Team North can expect to pay about $1,243 per year, or $2,018 for full coverage.

Based on our analysis, Clearcover will be the cheapest provider in East Community Team North for most people.

Car Insurance Prices by East Community Team North Neighborhood

East Community Team North, Kansas City, MO map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within East Community Team North?

The map shows insurance prices in and around East Community Team North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $220 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,166 to a low of $1,946. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of East Community Team North.

Pick the Best Car Insurance Company for You in East Community Team North

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the East Community Team North insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in East Community Team North

For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $545 over the average East Community Team North car insurance company.

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We use the average good driver, paying $123 per month, as our baseline for pricing in East Community Team North. Travelers, Clearcover, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for East Community Team North drivers with accidents on their records

In East Community Team North getting into an accident will raise premiums an average 32% for a yearly cost of $2,976. That's $958 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Clearcover, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $760 over the competition.

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The best car insurance company for East Community Team North drivers with speeding tickets

>Clearcover gave the average person with a speeding ticket the most savings, averaging $695 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In East Community Team North, tickets raise premiums on new quotes about $806. If you have a speeding ticket, we recommend State Farm, Travelers, and Clearcover for savings that beat the average insurance cost of $2,824 per year.

The best auto insurance for East Community Team North drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,977 per year in auto insurance premiums, which was $959 more than a driver with no major issues. State Farm, Clearcover, and Gainsco penalized their customers the least for a DUI.

Getting a quote from Clearcover may cost the average person with a DUI about $778 less each year.

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The least expensive car insurance company for new and young drivers in East Community Team North

In East Community Team North, Travelers costs young drivers $1,641 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in East Community Team North. With an average cost of $5,920 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Allstate, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in East Community Team North

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $235. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in East Community Team North.

State Farm gave the largest car insurance discounts to married couples, averaging $424 saved each year compared to an average East Community Team North couple's premiums.

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The cheapest car insurance in East Community Team North for drivers with bad credit

People with poor credit saved an average of $650 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $1,319 every year. Premiums for people with poor credit were about $3,337 in East Community Team North. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Nationwide, and Travelers.

The best East Community Team North car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In East Community Team North, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in East Community Team North.

Nationwide was the best company for customer service in East Community Team North according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Community Team North, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in East Community Team North. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in East Community Team North

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 30% of East Community Team North residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Community Team North driver can expect to pay about $114 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Community Team North, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.
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Auto Insurance Prices in and Around East Community Team North

What Influences the Cost of Car Insurance in East Community Team North?

On average, car insurance in East Community Team North is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in East Community Team North is 24 minutes, which is a little less than average for a driver in the city.
  • Missouri state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in East Community Team North are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • East Community Team North is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in East Community Team North is $104 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average East Community Team North driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central East Community Team North with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.