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Get Cheap Car Insurance in East Greenwich, RI
We monitor insurance prices, helping the average driver in East Greenwich save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in East Greenwich
The chart below shows the cheapest car insurance company in East Greenwich for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| East Greenwich Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $77 |
| Geico | $100 |
| Progressive | $116 |
| Midvale Home & Auto | $122 |
Savings for Every Kind of East Greenwich Driver
Based on our extensive insurance data, we know the average East Greenwich driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $739 per year by choosing the right vehicle insurance company. Some East Greenwich residents are paying out over $2,222 extra every year for auto insurance in East Greenwich. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Greenwich, RI Savings / Yr. |
|---|---|
$739 |
|
$893 |
|
$984 |
|
$1,664 |
|
$3,461 |
|
$252 |
|
$749 |
East Greenwich Car Insurance vs. Rhode Island
People living in East Greenwich pay an average of 0.21% less than the typical driver in the state. The average driver in East Greenwich can expect to pay about $1,360 per year, or $2,222 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in East Greenwich for most people.
Car Insurance Prices by East Greenwich Neighborhood
Insurance Prices
Where is insurance cheapest within East Greenwich?
The map shows insurance prices in and around East Greenwich, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $130 per year within the city boundaries, with insurance premiums ranging from a high of $2,306 to a low of $2,176. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of East Greenwich.Pick the Best Car Insurance Company for You in East Greenwich
The best car insurance provider for most drivers in East Greenwich
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $739 over the average East Greenwich car insurance company.
The best car insurance provider for East Greenwich drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for East Greenwich drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $984 better than other car insurance companies.
The best auto insurance for East Greenwich drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,664 less each year.
The least expensive car insurance company for new and young drivers in East Greenwich
In East Greenwich, State Farm costs young drivers $3,461 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Greenwich
Geico gave the largest car insurance discounts to married couples, averaging $252 saved each year compared to an average East Greenwich couple's premiums.
The cheapest car insurance in East Greenwich for drivers with bad credit
The best East Greenwich car insurance company for customer service
Recent price drops
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The cheapest large national provider in East Greenwich
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average East Greenwich driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Greenwich, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around East Greenwich
What Influences the Cost of Car Insurance in East Greenwich?
On average, car insurance in East Greenwich is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Greenwich is 32 minutes, which is about the national average for a driver in the state.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Greenwich are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- East Greenwich is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Greenwich is $113 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Warwick: Insurance costs 2.70% more
- North Kingstown: Insurance costs 0.90% less
- Warwick: Insurance costs 2.97% more
- Coventry: Insurance costs 0.09% less
- Fisherville: Insurance costs 3.06% less
- Exeter: Insurance costs 2.97% less
- Hope: Insurance costs 1.49% less
- Harris: Insurance costs 2.03% less
- West Greenwich: Insurance costs 2.34% less
- Cranston: Insurance costs 10.40% more
Cities with Similar Populations
- Cheney: Insurance costs 38.61% less
- Blue Bell: Insurance costs 36.09% less
- Blythe: Insurance costs 12.11% less
- Brigham City: Insurance costs 36.90% less
- Broomall: Insurance costs 35.10% less
- Brunswick: Insurance costs 56.75% less
- West Plains: Insurance costs 19.71% less
- Buckhall: Insurance costs 41.00% less
- Buffalo: Insurance costs 25.38% less
- Caldwell: Insurance costs 19.49% less