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Get Cheap Car Insurance in East Hope, ID

We monitor insurance prices, helping the average driver in East Hope save up to 33.1% on car insurance.

 

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The Cheapest Minimum Coverage in East Hope

The chart below shows the cheapest car insurance company in East Hope for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.

 
East Hope Insurer Monthly Cost
Auto-Owners Insurance $37
Travelers $40
State Farm $43
Progressive $45

Savings for Every Kind of East Hope Driver

The table shows how much the average auto insurance customer in East Hope might save by following our recommendations.

Based on our extensive insurance data, we know the average East Hope driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $285 per year by choosing the right vehicle insurance company. Some East Hope residents are paying out over $1,167 extra every year for auto insurance in East Hope. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

East Hope Car Insurance vs. Idaho

People living in East Hope pay an average of 3.15% more than the typical driver in the state. The average driver in East Hope can expect to pay about $647 per year, or $1,167 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in East Hope for most people.

Car Insurance Prices by East Hope Neighborhood

East Hope, ID map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within East Hope?

The map shows insurance prices in and around East Hope, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,167 to a low of $1,167. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of East Hope.

Pick the Best Car Insurance Company for You in East Hope

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the East Hope insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in East Hope

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $285 over the average East Hope car insurance company.

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We use the average good driver, paying $74 per month, as our baseline for pricing in East Hope. State Farm, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for East Hope drivers with accidents on their records

In East Hope getting into an accident will raise premiums an average 34% for a yearly cost of $1,771. That's $604 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Auto-Owners Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $587 over the competition.

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The best car insurance company for East Hope drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $510 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In East Hope, tickets raise premiums on new quotes about $400. If you have a speeding ticket, we recommend State Farm, Travelers, and Auto-Owners Insurance for savings that beat the average insurance cost of $1,567 per year.

The best auto insurance for East Hope drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,799 per year in auto insurance premiums, which was $632 more than a driver with no major issues. State Farm, American Family Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from American Family Insurance may cost the average person with a DUI about $451 less each year.

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The least expensive car insurance company for new and young drivers in East Hope

In East Hope, Auto-Owners Insurance costs young drivers $1,072 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in East Hope. With an average cost of $3,960 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Auto-Owners Insurance, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in East Hope

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $89. State Farm, Geico, and Auto-Owners Insurance provided the largest discounts to couples living in East Hope.

Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average East Hope couple's premiums.

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The cheapest car insurance in East Hope for drivers with bad credit

People with poor credit saved an average of $443 with Auto-Owners Insurance.

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Many people are surprised that their poor credit score can cost them an average of $744 every year. Premiums for people with poor credit were about $1,910 in East Hope. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Auto-Owners Insurance.

The best East Hope car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In East Hope, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in East Hope.

Nationwide was the best company for customer service in East Hope according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Hope, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in East Hope. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in East Hope

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 21% of East Hope residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Hope driver can expect to pay about $75 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Hope, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.
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Auto Insurance Prices in and Around East Hope

What Influences the Cost of Car Insurance in East Hope?

On average, car insurance in East Hope is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in East Hope is 45 minutes, which is far more than average for a driver in the state.
  • Idaho state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in East Hope are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • East Hope is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in East Hope is $54 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Dickens: Insurance costs 47.22% more
  • Darvills: Insurance costs 4.63% more
  • West Point: Insurance costs 25.79% more
  • Dawson: Insurance costs 4.28% more
  • Daykin: Insurance costs 19.37% more
  • DeBorgia: Insurance costs 36.33% more
  • Decker: Insurance costs 148.84% more
  • Dedham: Insurance costs 0.34% less
  • Delphia: Insurance costs 106.86% more
  • Michael: Insurance costs 24.16% more
* Who is the average East Hope driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central East Hope with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.