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Get Cheap Car Insurance in East Orange, NJ
We monitor insurance prices, helping the average driver in East Orange save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in East Orange
The chart below shows the cheapest car insurance company in East Orange for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| East Orange Insurer | Monthly Cost |
|---|---|
| State Farm | $83 |
| Geico | $86 |
| Plymouth Rock Assurance | $106 |
| NJM | $125 |
Savings for Every Kind of East Orange Driver
Based on our extensive insurance data, we know the average East Orange driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $653 per year by choosing the right vehicle insurance company. Some East Orange residents are paying out over $2,491 extra every year for auto insurance in East Orange. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Orange, NJ Savings / Yr. |
|---|---|
$653 |
|
$1,211 |
|
$930 |
|
$802 |
|
$3,222 |
|
$628 |
|
$977 |
East Orange Car Insurance vs. New Jersey
People living in East Orange pay an average of 37.18% more than the typical driver in the state. The average driver in East Orange can expect to pay about $1,486 per year, or $2,491 for full coverage.
Based on our analysis, Geico will be the cheapest provider in East Orange for most people.
Car Insurance Prices by East Orange Neighborhood
Insurance Prices
Where is insurance cheapest within East Orange?
The map shows insurance prices in and around East Orange, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $594 per year within the city boundaries, with insurance premiums ranging from a high of $2,659 to a low of $2,065. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of East Orange.Pick the Best Car Insurance Company for You in East Orange
The best car insurance provider for most drivers in East Orange
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $653 over the average East Orange car insurance company.
The best car insurance provider for East Orange drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,211 over the competition.
The best car insurance company for East Orange drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for East Orange drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $802 less each year.
The least expensive car insurance company for new and young drivers in East Orange
In East Orange, Geico costs young drivers $3,222 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Orange
Geico gave the largest car insurance discounts to married couples, averaging $628 saved each year compared to an average East Orange couple's premiums.
The cheapest car insurance in East Orange for drivers with bad credit
The best East Orange car insurance company for customer service
Nationwide was the best company for customer service in East Orange according to the NAIC.
Recent price drops
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The cheapest large national provider in East Orange
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Orange driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Orange, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around East Orange
What Influences the Cost of Car Insurance in East Orange?
On average, car insurance in East Orange is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Orange is 41 minutes, which is a little more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Orange are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- East Orange is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Orange is $124 per month for minimum coverage and $208 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Orange: Insurance costs 0.04% more
- Silver Lake: Insurance costs 4.62% less
- Newark: Insurance costs 1.20% less
- Bloomfield: Insurance costs 11.92% less
- South Orange: Insurance costs 11.08% less
- Glen Ridge: Insurance costs 14.57% less
- West Orange: Insurance costs 14.29% less
- Irvington: Insurance costs 0.84% less
- East Newark: Insurance costs 0.84% less
- Harrison: Insurance costs 2.97% less
Cities with Similar Populations
- Dundalk: Insurance costs 19.43% less
- Ames: Insurance costs 51.55% less
- Clayton: Insurance costs 48.17% less
- Columbus: Insurance costs 53.43% less
- Eastvale: Insurance costs 12.53% less
- Ewa Beach: Insurance costs 41.19% less
- Leesburg: Insurance costs 49.94% less
- Huntersville: Insurance costs 48.66% less
- Kingsport: Insurance costs 46.37% less
- Pine Hills: Insurance costs 26.54% more