Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in East Smithfield, PA
We monitor insurance prices, helping the average driver in East Smithfield save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in East Smithfield
The chart below shows the cheapest car insurance company in East Smithfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| East Smithfield Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $51 |
| State Farm | $53 |
Savings for Every Kind of East Smithfield Driver
Based on our extensive insurance data, we know the average East Smithfield driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some East Smithfield residents are paying out over $1,348 extra every year for auto insurance in East Smithfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Smithfield, PA Savings / Yr. |
|---|---|
$378 |
|
$669 |
|
$511 |
|
$610 |
|
$1,561 |
|
$270 |
|
$483 |
East Smithfield Car Insurance vs. Pennsylvania
People living in East Smithfield pay an average of 5.49% less than the typical driver in the state. The average driver in East Smithfield can expect to pay about $836 per year, or $1,348 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in East Smithfield for most people.
Car Insurance Prices by East Smithfield Neighborhood
Insurance Prices
Where is insurance cheapest within East Smithfield?
The map shows insurance prices in and around East Smithfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $1,370 to a low of $1,329. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of East Smithfield.Pick the Best Car Insurance Company for You in East Smithfield
The best car insurance provider for most drivers in East Smithfield
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $378 over the average East Smithfield car insurance company.
The best car insurance provider for East Smithfield drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for East Smithfield drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $511 better than other car insurance companies.
The best auto insurance for East Smithfield drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $610 less each year.
The least expensive car insurance company for new and young drivers in East Smithfield
In East Smithfield, Travelers costs young drivers $1,561 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Smithfield
State Farm gave the largest car insurance discounts to married couples, averaging $270 saved each year compared to an average East Smithfield couple's premiums.
The cheapest car insurance in East Smithfield for drivers with bad credit
The best East Smithfield car insurance company for customer service
Nationwide was the best company for customer service in East Smithfield according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Smithfield, which was better than other insurers.
The cheapest large national provider in East Smithfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Smithfield driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Smithfield, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around East Smithfield
What Influences the Cost of Car Insurance in East Smithfield?
On average, car insurance in East Smithfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Smithfield is 33 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Smithfield are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- East Smithfield has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Smithfield is $70 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Riggs: Insurance costs 1.34% less
- Wetona: Insurance costs 0.07% less
- Milan: Insurance costs 0.52% less
- Big Pond: Insurance costs 0.30% more
- Burlington: Insurance costs 0.30% less
- Sheshequin: Insurance costs 0.52% less
- West Burlington: Insurance costs 0.30% less
- Ulster: Insurance costs 0.30% less
- Wilawana: Insurance costs 3.49% more
- Alba: Insurance costs 0.52% less
Cities with Similar Populations
- Brunersburg: Insurance costs 22.55% less
- Belcher: Insurance costs 79.67% more
- Delmont: Insurance costs 16.69% more
- Big Creek: Insurance costs 0.67% more
- Birthright: Insurance costs 20.03% more
- Eureka: Insurance costs 84.20% more
- Boonesboro: Insurance costs 56.23% more
- Union Point: Insurance costs 8.01% more
- Bricelyn: Insurance costs 15.73% more
- Uniontown: Insurance costs 14.02% more