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Get Cheap Car Insurance in East Sparta, OH
We monitor insurance prices, helping the average driver in East Sparta save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in East Sparta
The chart below shows the cheapest car insurance company in East Sparta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| East Sparta Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Safeco Insurance | $46 |
| Travelers | $47 |
| Mile Auto | $49 |
Savings for Every Kind of East Sparta Driver
Based on our extensive insurance data, we know the average East Sparta driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $285 per year by choosing the right vehicle insurance company. Some East Sparta residents are paying out over $1,079 extra every year for auto insurance in East Sparta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Sparta, OH Savings / Yr. |
|---|---|
$285 |
|
$485 |
|
$410 |
|
$438 |
|
$1,047 |
|
$298 |
|
$418 |
East Sparta Car Insurance vs. Ohio
People living in East Sparta pay an average of 3.99% less than the typical driver in the state. The average driver in East Sparta can expect to pay about $729 per year, or $1,079 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in East Sparta for most people.
Car Insurance Prices by East Sparta Neighborhood
Insurance Prices
Where is insurance cheapest within East Sparta?
The map shows insurance prices in and around East Sparta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the city boundaries, with insurance premiums ranging from a high of $1,138 to a low of $1,042. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of East Sparta.Pick the Best Car Insurance Company for You in East Sparta
The best car insurance provider for most drivers in East Sparta
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $285 over the average East Sparta car insurance company.
The best car insurance provider for East Sparta drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.
The best car insurance company for East Sparta drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $410 better than other car insurance companies.
The best auto insurance for East Sparta drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $438 less each year.
The least expensive car insurance company for new and young drivers in East Sparta
In East Sparta, Geico costs young drivers $1,047 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Sparta
State Farm gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average East Sparta couple's premiums.
The cheapest car insurance in East Sparta for drivers with bad credit
The best East Sparta car insurance company for customer service
Nationwide was the best company for customer service in East Sparta according to the NAIC.
Recent price drops
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The cheapest large national provider in East Sparta
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Sparta driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Sparta, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around East Sparta
What Influences the Cost of Car Insurance in East Sparta?
On average, car insurance in East Sparta is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Sparta is 27 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Sparta are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- East Sparta is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Sparta is $61 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Howenstine: Insurance costs 0.46% less
- Sandyville: Insurance costs 0.83% more
- Magnolia: Insurance costs 0.65% more
- Bolivar: Insurance costs 0.28% less
- Waynesburg: Insurance costs 2.50% more
- Zoar: Insurance costs 0.83% less
- East Canton: Insurance costs 2.97% more
- Mineral City: Insurance costs 1.30% more
- Navarre: Insurance costs 0.09% less
- Meyers Lake: Insurance costs 1.76% more
Cities with Similar Populations
- Friendship: Insurance costs 5.93% more
- Norco: Insurance costs 196.29% more
- Paddock Lake: Insurance costs 4.73% more
- Silver Lake: Insurance costs 37.16% more
- St. Louisville: Insurance costs 2.97% more
- Kechi: Insurance costs 40.41% more
- Hazen: Insurance costs 34.57% more
- Great Neck Estates: Insurance costs 156.16% more
- Gillett: Insurance costs 4.26% more
- Frankton: Insurance costs 9.64% more