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Get Cheap Car Insurance in East Tallassee, AL

We monitor insurance prices, helping the average driver in East Tallassee save up to 30.9% on car insurance.

 

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The Cheapest Minimum Coverage in East Tallassee

The chart below shows the cheapest car insurance company in East Tallassee for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.

 
East Tallassee Insurer Monthly Cost
Travelers $69
Gainsco $72
State Farm $75
Safe Auto $76

Savings for Every Kind of East Tallassee Driver

The table shows how much the average auto insurance customer in East Tallassee might save by following our recommendations.

Based on our extensive insurance data, we know the average East Tallassee driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $384 per year by choosing the right vehicle insurance company. Some East Tallassee residents are paying out over $1,549 extra every year for auto insurance in East Tallassee. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

East Tallassee Car Insurance vs. Alabama

People living in East Tallassee pay an average of 3.40% less than the typical driver in the state. The average driver in East Tallassee can expect to pay about $1,022 per year, or $1,549 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in East Tallassee for most people.

Car Insurance Prices by East Tallassee Neighborhood

East Tallassee, AL map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within East Tallassee?

The map shows insurance prices in and around East Tallassee, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $47 per year within the city boundaries, with insurance premiums ranging from a high of $1,575 to a low of $1,528. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of East Tallassee.

Pick the Best Car Insurance Company for You in East Tallassee

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the East Tallassee insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in East Tallassee

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $384 over the average East Tallassee car insurance company.

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We use the average good driver, paying $97 per month, as our baseline for pricing in East Tallassee. Travelers, Safe Auto, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for East Tallassee drivers with accidents on their records

In East Tallassee getting into an accident will raise premiums an average 36% for a yearly cost of $2,424. That's $875 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safe Auto are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.

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The best car insurance company for East Tallassee drivers with speeding tickets

>Safe Auto gave the average person with a speeding ticket the most savings, averaging $489 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In East Tallassee, tickets raise premiums on new quotes about $693. If you have a speeding ticket, we recommend State Farm, Travelers, and Safe Auto for savings that beat the average insurance cost of $2,241 per year.

The best auto insurance for East Tallassee drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,629 per year in auto insurance premiums, which was $1,081 more than a driver with no major issues. Allstate, Travelers, and Dairyland penalized their customers the least for a DUI.

Getting a quote from Allstate may cost the average person with a DUI about $554 less each year.

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The least expensive car insurance company for new and young drivers in East Tallassee

In East Tallassee, Travelers costs young drivers $1,204 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in East Tallassee. With an average cost of $5,279 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in East Tallassee

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $149. State Farm, Progressive, and Allstate provided the largest discounts to couples living in East Tallassee.

State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average East Tallassee couple's premiums.

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The cheapest car insurance in East Tallassee for drivers with bad credit

People with poor credit saved an average of $327 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $834 every year. Premiums for people with poor credit were about $2,382 in East Tallassee. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Allstate, Travelers, and Gainsco.

The best East Tallassee car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In East Tallassee, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in East Tallassee.

Nationwide was the best company for customer service in East Tallassee according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Tallassee, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in East Tallassee. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in East Tallassee

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 3.9% of East Tallassee residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Tallassee driver can expect to pay about $101 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Tallassee, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.
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Auto Insurance Prices in and Around East Tallassee

What Influences the Cost of Car Insurance in East Tallassee?

On average, car insurance in East Tallassee is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in East Tallassee is 49 minutes, which is far more than average for a driver in the state.
  • Alabama state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in East Tallassee are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • East Tallassee is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in East Tallassee is $85 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average East Tallassee driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central East Tallassee with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.