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Get Cheap Car Insurance in Edgard, LA
We monitor insurance prices, helping the average driver in Edgard save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Edgard
The chart below shows the cheapest car insurance company in Edgard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Edgard Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $115 |
| State Farm | $136 |
| Safeco Insurance | $137 |
| Clearcover | $152 |
Savings for Every Kind of Edgard Driver
Based on our extensive insurance data, we know the average Edgard driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $884 per year by choosing the right vehicle insurance company. Some Edgard residents are paying out over $3,177 extra every year for auto insurance in Edgard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgard, LA Savings / Yr. |
|---|---|
$884 |
|
$1,550 |
|
$1,103 |
|
$1,664 |
|
$2,639 |
|
$819 |
|
$1,409 |
Edgard Car Insurance vs. Louisiana
People living in Edgard pay an average of 5.43% more than the typical driver in the state. The average driver in Edgard can expect to pay about $2,010 per year, or $3,177 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Edgard for most people.
Car Insurance Prices by Edgard Neighborhood
Insurance Prices
Where is insurance cheapest within Edgard?
The map shows insurance prices in and around Edgard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $3,226 to a low of $3,128. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Edgard.Pick the Best Car Insurance Company for You in Edgard
The best car insurance provider for most drivers in Edgard
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $884 over the average Edgard car insurance company.
The best car insurance provider for Edgard drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,550 over the competition.
The best car insurance company for Edgard drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,103 better than other car insurance companies.
The best auto insurance for Edgard drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,664 less each year.
The least expensive car insurance company for new and young drivers in Edgard
In Edgard, Farm Bureau costs young drivers $2,639 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgard
Farm Bureau gave the largest car insurance discounts to married couples, averaging $819 saved each year compared to an average Edgard couple's premiums.
The cheapest car insurance in Edgard for drivers with bad credit
The best Edgard car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edgard
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Edgard driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgard, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Edgard
What Influences the Cost of Car Insurance in Edgard?
On average, car insurance in Edgard is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Edgard is 39 minutes, which is a little more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edgard are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Edgard has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edgard is $167 per month for minimum coverage and $265 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Reserve: Insurance costs 4.15% more
- Garyville: Insurance costs 2.20% more
- Mount Airy: Insurance costs 1.64% more
- Wallace: Insurance costs 0.88% less
- Killona: Insurance costs 1.79% more
- Laplace: Insurance costs 7.46% more
- Gramercy: Insurance costs 1.04% more
- Lutcher: Insurance costs 3.02% more
- North Vacherie: Insurance costs 2.30% less
- Pleasure Bend: Insurance costs 0.88% less
Cities with Similar Populations
- Mansfield: Insurance costs 48.38% less
- Fawn Grove: Insurance costs 58.07% less
- Garland: Insurance costs 58.01% less
- Graford: Insurance costs 48.73% less
- Greybull: Insurance costs 51.15% less
- Trenton: Insurance costs 48.25% less
- Towamensing Trails: Insurance costs 53.29% less
- Kinderhook: Insurance costs 31.98% less
- Lakeside City: Insurance costs 45.55% less
- Tonopah: Insurance costs 35.35% less