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Get Cheap Car Insurance in Edgerton, MI
We monitor insurance prices, helping the average driver in Edgerton save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Edgerton
The chart below shows the cheapest car insurance company in Edgerton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Edgerton Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $116 |
| State Farm | $117 |
| Safeco Insurance | $123 |
Savings for Every Kind of Edgerton Driver
Based on our extensive insurance data, we know the average Edgerton driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,099 per year by choosing the right vehicle insurance company. Some Edgerton residents are paying out over $2,734 extra every year for auto insurance in Edgerton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgerton, MI Savings / Yr. |
|---|---|
$1,099 |
|
$1,794 |
|
$1,587 |
|
$2,413 |
|
$2,847 |
|
$0 |
|
$0 |
Edgerton Car Insurance vs. Michigan
People living in Edgerton pay an average of 5.68% less than the typical driver in the state. The average driver in Edgerton can expect to pay about $2,077 per year, or $2,734 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Edgerton for most people.
Car Insurance Prices by Edgerton Neighborhood
Insurance Prices
Where is insurance cheapest within Edgerton?
The map shows insurance prices in and around Edgerton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $138 per year within the city boundaries, with insurance premiums ranging from a high of $2,785 to a low of $2,647. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Edgerton.Pick the Best Car Insurance Company for You in Edgerton
The best car insurance provider for most drivers in Edgerton
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,099 over the average Edgerton car insurance company.
The best car insurance provider for Edgerton drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,794 over the competition.
The best car insurance company for Edgerton drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,587 better than other car insurance companies.
The best auto insurance for Edgerton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,413 less each year.
The least expensive car insurance company for new and young drivers in Edgerton
In Edgerton, Geico costs young drivers $2,847 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgerton
The cheapest car insurance in Edgerton for drivers with bad credit
The best Edgerton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edgerton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Edgerton driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgerton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Edgerton
What Influences the Cost of Car Insurance in Edgerton?
On average, car insurance in Edgerton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Edgerton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edgerton is $173 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cedar Springs: Insurance costs 1.50% more
- Rockford: Insurance costs 0.55% less
- Sparta: Insurance costs 0.69% more
- Belmont: Insurance costs 2.67% less
- Evans: Insurance costs 1.83% more
- Sand Lake: Insurance costs 2.82% more
- Kent City: Insurance costs 1.24% more
- Cannonsburg: Insurance costs 3.88% less
- Northview: Insurance costs 0.99% more
- Comstock Park: Insurance costs 0.11% more
Cities with Similar Populations
- Walnut Springs: Insurance costs 41.22% less
- Calpella: Insurance costs 32.04% less
- Chester: Insurance costs 45.72% less
- Chili: Insurance costs 59.36% less
- Clayton Village: Insurance costs 41.15% less
- East Rochester: Insurance costs 60.17% less
- Gamaliel: Insurance costs 23.70% less
- Hopkinton: Insurance costs 54.50% less
- Vineland: Insurance costs 29.22% less
- Vistula: Insurance costs 58.67% less