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Get Cheap Car Insurance in Edison, NJ
We monitor insurance prices, helping the average driver in Edison save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Edison
The chart below shows the cheapest car insurance company in Edison for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Edison Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Geico | $70 |
| Plymouth Rock Assurance | $86 |
| NJM | $101 |
Savings for Every Kind of Edison Driver
Based on our extensive insurance data, we know the average Edison driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $529 per year by choosing the right vehicle insurance company. Some Edison residents are paying out over $2,019 extra every year for auto insurance in Edison. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edison, NJ Savings / Yr. |
|---|---|
$529 |
|
$982 |
|
$754 |
|
$650 |
|
$2,611 |
|
$509 |
|
$792 |
Edison Car Insurance vs. New Jersey
People living in Edison pay an average of 11.17% more than the typical driver in the state. The average driver in Edison can expect to pay about $1,204 per year, or $2,019 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Edison for most people.
Car Insurance Prices by Edison Neighborhood
Insurance Prices
Where is insurance cheapest within Edison?
The map shows insurance prices in and around Edison, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $391 per year within the city boundaries, with insurance premiums ranging from a high of $2,215 to a low of $1,824. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of Edison.Pick the Best Car Insurance Company for You in Edison
The best car insurance provider for most drivers in Edison
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $529 over the average Edison car insurance company.
The best car insurance provider for Edison drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $982 over the competition.
The best car insurance company for Edison drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $754 better than other car insurance companies.
The best auto insurance for Edison drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $650 less each year.
The least expensive car insurance company for new and young drivers in Edison
In Edison, Geico costs young drivers $2,611 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edison
Geico gave the largest car insurance discounts to married couples, averaging $509 saved each year compared to an average Edison couple's premiums.
The cheapest car insurance in Edison for drivers with bad credit
The best Edison car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edison
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Edison driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edison, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Edison
What Influences the Cost of Car Insurance in Edison?
On average, car insurance in Edison is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Edison is 47 minutes, which is far more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edison are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Edison is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Edison is $100 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Metuchen: Insurance costs 5.10% less
- Fords: Insurance costs 0.10% more
- South Plainfield: Insurance costs 4.56% less
- Iselin: Insurance costs 1.73% more
- Highland Park: Insurance costs 6.44% less
- Piscataway: Insurance costs 1.93% less
- Keasbey: Insurance costs 4.80% less
- Colonia: Insurance costs 4.80% less
- Woodbridge: Insurance costs 0.10% more
- New Brunswick: Insurance costs 3.47% more
Cities with Similar Populations
- Loganville: Insurance costs 1.88% less
- Lexington: Insurance costs 39.23% less
- Lincoln: Insurance costs 29.47% less
- Lexington: Insurance costs 6.74% more
- Lodi: Insurance costs 1.24% more
- Littleton: Insurance costs 0.69% more
- Livermore: Insurance costs 1.09% less
- Lima: Insurance costs 44.97% less
- Lithonia: Insurance costs 12.78% more
- Jupiter: Insurance costs 32.10% more