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Get Cheap Car Insurance in Edwards Hill, NY
We monitor insurance prices, helping the average driver in Edwards Hill save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Edwards Hill
The chart below shows the cheapest car insurance company in Edwards Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Edwards Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $84 |
| Plymouth Rock Assurance | $112 |
| Safeco Insurance | $121 |
| Geico | $126 |
Savings for Every Kind of Edwards Hill Driver
Based on our extensive insurance data, we know the average Edwards Hill driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $683 per year by choosing the right vehicle insurance company. Some Edwards Hill residents are paying out over $2,292 extra every year for auto insurance in Edwards Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edwards Hill, NY Savings / Yr. |
|---|---|
$683 |
|
$436 |
|
$871 |
|
$881 |
|
$2,158 |
|
$722 |
|
$1,150 |
Edwards Hill Car Insurance vs. New York
People living in Edwards Hill pay an average of 5.48% less than the typical driver in the state. The average driver in Edwards Hill can expect to pay about $1,663 per year, or $2,292 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Edwards Hill for most people.
Car Insurance Prices by Edwards Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Edwards Hill?
The map shows insurance prices in and around Edwards Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,292 to a low of $2,292. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Edwards Hill.Pick the Best Car Insurance Company for You in Edwards Hill
The best car insurance provider for most drivers in Edwards Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $683 over the average Edwards Hill car insurance company.
The best car insurance provider for Edwards Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $436 over the competition.
The best car insurance company for Edwards Hill drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $871 better than other car insurance companies.
The best auto insurance for Edwards Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $881 less each year.
The least expensive car insurance company for new and young drivers in Edwards Hill
In Edwards Hill, Progressive costs young drivers $2,158 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edwards Hill
Progressive gave the largest car insurance discounts to married couples, averaging $722 saved each year compared to an average Edwards Hill couple's premiums.
The cheapest car insurance in Edwards Hill for drivers with bad credit
The best Edwards Hill car insurance company for customer service
Nationwide was the best company for customer service in Edwards Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Edwards Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Edwards Hill driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edwards Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Edwards Hill
What Influences the Cost of Car Insurance in Edwards Hill?
On average, car insurance in Edwards Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edwards Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Edwards Hill is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Edwards Hill is $139 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Johnsburg: Insurance costs 4.01% less
- Bakers Mills: Insurance costs 7.59% less
- Wevertown: Insurance costs 8.60% less
- North Creek: Insurance costs 9.60% less
- Riparius: Insurance costs 9.34% less
- Athol: Insurance costs 9.42% less
- Knowelhurst: Insurance costs 9.38% less
- Chestertown: Insurance costs 8.29% less
- North River: Insurance costs 11.21% less
- Darrowsville: Insurance costs 8.46% less
Cities with Similar Populations
- Heaven Heights: Insurance costs 27.97% less
- South River: Insurance costs 47.64% less
- South Lynchburg: Insurance costs 24.21% less
- South Hill: Insurance costs 5.72% less
- South Essex: Insurance costs 34.82% less
- South Ellsworth: Insurance costs 16.14% less
- South Corinth: Insurance costs 4.89% less
- South Andover: Insurance costs 57.90% less
- Somersville: Insurance costs 17.84% less
- Smithson: Insurance costs 50.00% less