Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Edwardsburg, MI
We monitor insurance prices, helping the average driver in Edwardsburg save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Edwardsburg
The chart below shows the cheapest car insurance company in Edwardsburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Edwardsburg Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $99 |
| Progressive | $113 |
| State Farm | $114 |
| Safeco Insurance | $121 |
Savings for Every Kind of Edwardsburg Driver
Based on our extensive insurance data, we know the average Edwardsburg driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,074 per year by choosing the right vehicle insurance company. Some Edwardsburg residents are paying out over $2,674 extra every year for auto insurance in Edwardsburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edwardsburg, MI Savings / Yr. |
|---|---|
$1,074 |
|
$1,754 |
|
$1,552 |
|
$2,359 |
|
$2,783 |
|
$0 |
|
$0 |
Edwardsburg Car Insurance vs. Michigan
People living in Edwardsburg pay an average of 7.78% less than the typical driver in the state. The average driver in Edwardsburg can expect to pay about $2,031 per year, or $2,674 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Edwardsburg for most people.
Car Insurance Prices by Edwardsburg Neighborhood
Insurance Prices
Where is insurance cheapest within Edwardsburg?
The map shows insurance prices in and around Edwardsburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $161 per year within the city boundaries, with insurance premiums ranging from a high of $2,775 to a low of $2,614. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Edwardsburg.Pick the Best Car Insurance Company for You in Edwardsburg
The best car insurance provider for most drivers in Edwardsburg
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,074 over the average Edwardsburg car insurance company.
The best car insurance provider for Edwardsburg drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,754 over the competition.
The best car insurance company for Edwardsburg drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,552 better than other car insurance companies.
The best auto insurance for Edwardsburg drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,359 less each year.
The least expensive car insurance company for new and young drivers in Edwardsburg
In Edwardsburg, Geico costs young drivers $2,783 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edwardsburg
The cheapest car insurance in Edwardsburg for drivers with bad credit
The best Edwardsburg car insurance company for customer service
Nationwide was the best company for customer service in Edwardsburg according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Edwardsburg, which was better than other insurers.
The cheapest large national provider in Edwardsburg
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Edwardsburg driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edwardsburg, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Edwardsburg
What Influences the Cost of Car Insurance in Edwardsburg?
On average, car insurance in Edwardsburg is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Edwardsburg is 30 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Edwardsburg has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edwardsburg is $169 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kessington: Insurance costs 0.49% less
- Dailey: Insurance costs 0.93% more
- Granger: Insurance costs 55.91% less
- Calvin Center: Insurance costs 2.92% more
- Cassopolis: Insurance costs 2.95% more
- Elkhart: Insurance costs 54.53% less
- Osceola: Insurance costs 57.26% less
- Union: Insurance costs 0.82% less
- Nibbyville: Insurance costs 56.92% less
- Vandalia: Insurance costs 2.47% more
Cities with Similar Populations
- Solvang: Insurance costs 30.03% less
- Socorro: Insurance costs 44.43% less
- Snowflake: Insurance costs 34.70% less
- Smithville: Insurance costs 38.67% less
- Smithsburg: Insurance costs 35.23% less
- Smiths: Insurance costs 41.14% less
- Harold: Insurance costs 7.40% less
- Harlem: Insurance costs 34.93% less
- Hanson: Insurance costs 38.44% less
- Hamburg: Insurance costs 33.17% less