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Get Cheap Car Insurance in Eight Mile, AL
We monitor insurance prices, helping the average driver in Eight Mile save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Eight Mile
The chart below shows the cheapest car insurance company in Eight Mile for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Eight Mile Insurer | Monthly Cost |
|---|---|
| Travelers | $72 |
| Gainsco | $75 |
| State Farm | $78 |
| Safe Auto | $79 |
Savings for Every Kind of Eight Mile Driver
Based on our extensive insurance data, we know the average Eight Mile driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $399 per year by choosing the right vehicle insurance company. Some Eight Mile residents are paying out over $1,613 extra every year for auto insurance in Eight Mile. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Eight Mile, AL Savings / Yr. |
|---|---|
$399 |
|
$543 |
|
$509 |
|
$578 |
|
$1,254 |
|
$69 |
|
$341 |
Eight Mile Car Insurance vs. Alabama
People living in Eight Mile pay an average of 0.62% more than the typical driver in the state. The average driver in Eight Mile can expect to pay about $1,065 per year, or $1,613 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Eight Mile for most people.
Car Insurance Prices by Eight Mile Neighborhood
Insurance Prices
Where is insurance cheapest within Eight Mile?
The map shows insurance prices in and around Eight Mile, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $312 per year within the city boundaries, with insurance premiums ranging from a high of $1,827 to a low of $1,515. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Eight Mile.Pick the Best Car Insurance Company for You in Eight Mile
The best car insurance provider for most drivers in Eight Mile
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $399 over the average Eight Mile car insurance company.
The best car insurance provider for Eight Mile drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $543 over the competition.
The best car insurance company for Eight Mile drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $509 better than other car insurance companies.
The best auto insurance for Eight Mile drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $578 less each year.
The least expensive car insurance company for new and young drivers in Eight Mile
In Eight Mile, Travelers costs young drivers $1,254 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Eight Mile
State Farm gave the largest car insurance discounts to married couples, averaging $69 saved each year compared to an average Eight Mile couple's premiums.
The cheapest car insurance in Eight Mile for drivers with bad credit
The best Eight Mile car insurance company for customer service
Nationwide was the best company for customer service in Eight Mile according to the NAIC.
Recent price drops
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The cheapest large national provider in Eight Mile
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Eight Mile driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eight Mile, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Eight Mile
What Influences the Cost of Car Insurance in Eight Mile?
On average, car insurance in Eight Mile is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Eight Mile is 34 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Eight Mile are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Eight Mile has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Eight Mile is $89 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Semmes: Insurance costs 3.41% more
- Saraland: Insurance costs 1.61% more
- Chickasaw: Insurance costs 7.19% more
- Prichard: Insurance costs 11.97% more
- Satsuma: Insurance costs 0.50% less
- Wilmer: Insurance costs 4.15% less
- Mobile: Insurance costs 5.58% more
- Creola: Insurance costs 3.35% less
- Moffet: Insurance costs 4.28% less
- Tanner Williams: Insurance costs 8.25% less
Cities with Similar Populations
- Speedway: Insurance costs 16.74% less
- Eufaula: Insurance costs 5.77% less
- Fair Oaks: Insurance costs 31.99% more
- Finneytown: Insurance costs 22.44% less
- Fleetwood: Insurance costs 18.29% less
- Fords: Insurance costs 25.29% more
- Fort Bragg: Insurance costs 15.69% more
- Smithfield: Insurance costs 15.50% less
- Souderton: Insurance costs 14.26% less
- South Charleston: Insurance costs 8.56% less