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Get Cheap Car Insurance in Eighty Eight, KY
We monitor insurance prices, helping the average driver in Eighty Eight save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Eighty Eight
The chart below shows the cheapest car insurance company in Eighty Eight for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Eighty Eight Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $57 |
| State Farm | $57 |
| Travelers | $84 |
| Geico | $90 |
Savings for Every Kind of Eighty Eight Driver
Based on our extensive insurance data, we know the average Eighty Eight driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $507 per year by choosing the right vehicle insurance company. Some Eighty Eight residents are paying out over $2,008 extra every year for auto insurance in Eighty Eight. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Eighty Eight, KY Savings / Yr. |
|---|---|
$507 |
|
$832 |
|
$818 |
|
$828 |
|
$1,639 |
|
$548 |
|
$879 |
Eighty Eight Car Insurance vs. Kentucky
People living in Eighty Eight pay an average of 5.93% less than the typical driver in the state. The average driver in Eighty Eight can expect to pay about $1,034 per year, or $2,008 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Eighty Eight for most people.
Car Insurance Prices by Eighty Eight Neighborhood
Insurance Prices
Where is insurance cheapest within Eighty Eight?
The map shows insurance prices in and around Eighty Eight, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $2,061 to a low of $2,005. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Eighty Eight.Pick the Best Car Insurance Company for You in Eighty Eight
The best car insurance provider for most drivers in Eighty Eight
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $507 over the average Eighty Eight car insurance company.
The best car insurance provider for Eighty Eight drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $832 over the competition.
The best car insurance company for Eighty Eight drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $818 better than other car insurance companies.
The best auto insurance for Eighty Eight drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $828 less each year.
The least expensive car insurance company for new and young drivers in Eighty Eight
In Eighty Eight, State Farm costs young drivers $1,639 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Eighty Eight
State Farm gave the largest car insurance discounts to married couples, averaging $548 saved each year compared to an average Eighty Eight couple's premiums.
The cheapest car insurance in Eighty Eight for drivers with bad credit
The best Eighty Eight car insurance company for customer service
Nationwide was the best company for customer service in Eighty Eight according to the NAIC.
Recent price drops
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The cheapest large national provider in Eighty Eight
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Eighty Eight driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eighty Eight, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Eighty Eight
What Influences the Cost of Car Insurance in Eighty Eight?
On average, car insurance in Eighty Eight is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Eighty Eight is 35 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Eighty Eight are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Eighty Eight is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Eighty Eight is $86 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kino: Insurance costs 0.15% less
- Beaumont: Insurance costs 3.19% more
- Nobob: Insurance costs 2.79% more
- Temple Hill: Insurance costs 1.05% more
- Summer Shade: Insurance costs 5.03% more
- Slick Rock: Insurance costs 3.09% more
- Randolph: Insurance costs 3.44% more
- Sulphur Lick: Insurance costs 3.09% more
- Wisdom: Insurance costs 3.69% more
- Lecta: Insurance costs 1.15% more
Cities with Similar Populations
- Carnes: Insurance costs 17.08% less
- Chokoloskee: Insurance costs 15.04% more
- Williamsburg: Insurance costs 15.09% less
- Chatfield: Insurance costs 47.56% less
- Williston: Insurance costs 12.85% more
- Wills Crossroads: Insurance costs 27.44% less
- Chandler Springs: Insurance costs 23.90% less
- Centerville: Insurance costs 4.88% more
- Castle Valley: Insurance costs 33.32% less
- Wilton Center: Insurance costs 32.07% less