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Get Cheap Car Insurance in Eighty Four, PA
We monitor insurance prices, helping the average driver in Eighty Four save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Eighty Four
The chart below shows the cheapest car insurance company in Eighty Four for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Eighty Four Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Eighty Four Driver
Based on our extensive insurance data, we know the average Eighty Four driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Eighty Four residents are paying out over $1,377 extra every year for auto insurance in Eighty Four. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Eighty Four, PA Savings / Yr. |
|---|---|
$386 |
|
$684 |
|
$522 |
|
$623 |
|
$1,595 |
|
$276 |
|
$493 |
Eighty Four Car Insurance vs. Pennsylvania
People living in Eighty Four pay an average of 3.43% less than the typical driver in the state. The average driver in Eighty Four can expect to pay about $854 per year, or $1,377 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Eighty Four for most people.
Car Insurance Prices by Eighty Four Neighborhood
Insurance Prices
Where is insurance cheapest within Eighty Four?
The map shows insurance prices in and around Eighty Four, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the city boundaries, with insurance premiums ranging from a high of $1,404 to a low of $1,355. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Eighty Four.Pick the Best Car Insurance Company for You in Eighty Four
The best car insurance provider for most drivers in Eighty Four
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $386 over the average Eighty Four car insurance company.
The best car insurance provider for Eighty Four drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $684 over the competition.
The best car insurance company for Eighty Four drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $522 better than other car insurance companies.
The best auto insurance for Eighty Four drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $623 less each year.
The least expensive car insurance company for new and young drivers in Eighty Four
In Eighty Four, Travelers costs young drivers $1,595 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Eighty Four
State Farm gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average Eighty Four couple's premiums.
The cheapest car insurance in Eighty Four for drivers with bad credit
The best Eighty Four car insurance company for customer service
Nationwide was the best company for customer service in Eighty Four according to the NAIC.
Recent price drops
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The cheapest large national provider in Eighty Four
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Eighty Four driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eighty Four, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Eighty Four
What Influences the Cost of Car Insurance in Eighty Four?
On average, car insurance in Eighty Four is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Eighty Four are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Eighty Four is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Eighty Four is $71 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Venetia: Insurance costs 0.94% more
- Vanceville: Insurance costs 0.51% less
- Canonsburg: Insurance costs 0.87% less
- Finleyville: Insurance costs 0.15% less
- Strabane: Insurance costs 0.80% less
- Meadowlands: Insurance costs 0.65% less
- Houston: Insurance costs 2.25% less
- Lawrence: Insurance costs 0.22% less
- Bentleyville: Insurance costs 1.02% more
- Van Voorhis: Insurance costs 1.16% more
Cities with Similar Populations
- Marion: Insurance costs 10.89% more
- Meadows Place: Insurance costs 37.84% more
- Meadow Vista: Insurance costs 35.88% more
- Mead: Insurance costs 32.32% more
- McRae: Insurance costs 23.89% more
- McDonald: Insurance costs 3.63% less
- McDonald: Insurance costs 20.12% less
- McBain: Insurance costs 96.44% more
- Marshall: Insurance costs 20.70% less
- Marlin: Insurance costs 30.72% more