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Get Cheap Car Insurance in El Cenizo, TX
We monitor insurance prices, helping the average driver in El Cenizo save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in El Cenizo
The chart below shows the cheapest car insurance company in El Cenizo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| El Cenizo Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $67 |
| Progressive | $69 |
| State Farm | $75 |
Savings for Every Kind of El Cenizo Driver
Based on our extensive insurance data, we know the average El Cenizo driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $409 per year by choosing the right vehicle insurance company. Some El Cenizo residents are paying out over $1,988 extra every year for auto insurance in El Cenizo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Cenizo, TX Savings / Yr. |
|---|---|
$409 |
|
$936 |
|
$825 |
|
$945 |
|
$1,439 |
|
$543 |
|
$594 |
El Cenizo Car Insurance vs. Texas
People living in El Cenizo pay an average of 1.74% more than the typical driver in the state. The average driver in El Cenizo can expect to pay about $1,184 per year, or $1,988 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in El Cenizo for most people.
Car Insurance Prices by El Cenizo Neighborhood
Insurance Prices
Where is insurance cheapest within El Cenizo?
The map shows insurance prices in and around El Cenizo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,988 to a low of $1,988. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of El Cenizo.Pick the Best Car Insurance Company for You in El Cenizo
The best car insurance provider for most drivers in El Cenizo
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $409 over the average El Cenizo car insurance company.
The best car insurance provider for El Cenizo drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $936 over the competition.
The best car insurance company for El Cenizo drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $825 better than other car insurance companies.
The best auto insurance for El Cenizo drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $945 less each year.
The least expensive car insurance company for new and young drivers in El Cenizo
In El Cenizo, State Farm costs young drivers $1,439 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Cenizo
State Farm gave the largest car insurance discounts to married couples, averaging $543 saved each year compared to an average El Cenizo couple's premiums.
The cheapest car insurance in El Cenizo for drivers with bad credit
The best El Cenizo car insurance company for customer service
Recent price drops
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The cheapest large national provider in El Cenizo
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average El Cenizo driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Cenizo, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around El Cenizo
What Influences the Cost of Car Insurance in El Cenizo?
On average, car insurance in El Cenizo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in El Cenizo is 44 minutes, which is far more than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Cenizo are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- El Cenizo is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in El Cenizo is $99 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rio Bravo: Insurance costs 1.06% more
- Pueblo Nuevo: Insurance costs 13.98% less
- Mirando City: Insurance costs 15.09% less
- Oilton: Insurance costs 15.79% less
- Bruni: Insurance costs 16.00% less
- Hebbronville: Insurance costs 15.74% less
- Realitos: Insurance costs 16.60% less
- Sejita: Insurance costs 17.25% less
- Concepcion: Insurance costs 16.45% less
- Cruz Calle: Insurance costs 16.90% less
Cities with Similar Populations
- Pittsford: Insurance costs 41.35% less
- Eucha: Insurance costs 14.49% less
- Flatonia: Insurance costs 18.91% less
- Glenrock: Insurance costs 20.17% less
- Hamer: Insurance costs 12.83% less
- Herald: Insurance costs 0.25% more
- Hookstown: Insurance costs 29.93% less
- Lipan: Insurance costs 17.66% less
- Mapleton: Insurance costs 23.09% less
- North Lewisburg: Insurance costs 46.13% less