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Get Cheap Car Insurance in El Dorado, KS
We monitor insurance prices, helping the average driver in El Dorado save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in El Dorado
The chart below shows the cheapest car insurance company in El Dorado for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| El Dorado Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Kemper | $53 |
| Farm Bureau | $55 |
| Travelers | $56 |
Savings for Every Kind of El Dorado Driver
Based on our extensive insurance data, we know the average El Dorado driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some El Dorado residents are paying out over $1,548 extra every year for auto insurance in El Dorado. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Dorado, KS Savings / Yr. |
|---|---|
$367 |
|
$585 |
|
$417 |
|
$684 |
|
$1,334 |
|
$340 |
|
$743 |
El Dorado Car Insurance vs. Kansas
People living in El Dorado pay an average of 1.07% less than the typical driver in the state. The average driver in El Dorado can expect to pay about $834 per year, or $1,548 for full coverage.
Based on our analysis, Geico will be the cheapest provider in El Dorado for most people.
Car Insurance Prices by El Dorado Neighborhood
Insurance Prices
Where is insurance cheapest within El Dorado?
The map shows insurance prices in and around El Dorado, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $83 per year within the city boundaries, with insurance premiums ranging from a high of $1,582 to a low of $1,499. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of El Dorado.Pick the Best Car Insurance Company for You in El Dorado
The best car insurance provider for most drivers in El Dorado
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $367 over the average El Dorado car insurance company.
The best car insurance provider for El Dorado drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $585 over the competition.
The best car insurance company for El Dorado drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for El Dorado drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $684 less each year.
The least expensive car insurance company for new and young drivers in El Dorado
In El Dorado, Geico costs young drivers $1,334 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Dorado
State Farm gave the largest car insurance discounts to married couples, averaging $340 saved each year compared to an average El Dorado couple's premiums.
The cheapest car insurance in El Dorado for drivers with bad credit
The best El Dorado car insurance company for customer service
Recent price drops
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The cheapest large national provider in El Dorado
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average El Dorado driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Dorado, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around El Dorado
What Influences the Cost of Car Insurance in El Dorado?
On average, car insurance in El Dorado is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in El Dorado is 25 minutes, which is about the national average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Dorado are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- El Dorado is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in El Dorado is $70 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Towanda: Insurance costs 1.36% less
- DeGraff: Insurance costs 0.45% less
- Rosalia: Insurance costs the same
- Potwin: Insurance costs 1.16% less
- Benton: Insurance costs 0.39% less
- Whitewater: Insurance costs 0.52% less
- Greenwich: Insurance costs 1.49% less
- Bel Aire: Insurance costs 0.71% less
- Kechi: Insurance costs 2.13% less
- Reece: Insurance costs 0.52% less
Cities with Similar Populations
- Brock Hall: Insurance costs 46.83% more
- Prospect Heights: Insurance costs 4.46% more
- Fort Atkinson: Insurance costs 28.81% less
- Clayton: Insurance costs 24.03% more
- Chaparral: Insurance costs 6.33% less
- Bulverde: Insurance costs 7.88% more
- Brownsville: Insurance costs 133.53% more
- Brookshire: Insurance costs 9.50% more
- Brooklyn Park: Insurance costs 34.50% more
- Brockport: Insurance costs 38.18% more