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Get Cheap Car Insurance in Elida, OH
We monitor insurance prices, helping the average driver in Elida save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Elida
The chart below shows the cheapest car insurance company in Elida for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Elida Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Safeco Insurance | $44 |
| Travelers | $45 |
| Mile Auto | $47 |
Savings for Every Kind of Elida Driver
Based on our extensive insurance data, we know the average Elida driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $274 per year by choosing the right vehicle insurance company. Some Elida residents are paying out over $1,036 extra every year for auto insurance in Elida. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elida, OH Savings / Yr. |
|---|---|
$274 |
|
$466 |
|
$394 |
|
$420 |
|
$1,006 |
|
$286 |
|
$401 |
Elida Car Insurance vs. Ohio
People living in Elida pay an average of 7.82% less than the typical driver in the state. The average driver in Elida can expect to pay about $700 per year, or $1,036 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Elida for most people.
Car Insurance Prices by Elida Neighborhood
Insurance Prices
Where is insurance cheapest within Elida?
The map shows insurance prices in and around Elida, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,059 to a low of $1,015. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Elida.Pick the Best Car Insurance Company for You in Elida
The best car insurance provider for most drivers in Elida
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $274 over the average Elida car insurance company.
The best car insurance provider for Elida drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $466 over the competition.
The best car insurance company for Elida drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $394 better than other car insurance companies.
The best auto insurance for Elida drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $420 less each year.
The least expensive car insurance company for new and young drivers in Elida
In Elida, Geico costs young drivers $1,006 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elida
State Farm gave the largest car insurance discounts to married couples, averaging $286 saved each year compared to an average Elida couple's premiums.
The cheapest car insurance in Elida for drivers with bad credit
The best Elida car insurance company for customer service
Recent price drops
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The cheapest large national provider in Elida
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Elida driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elida, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Elida
What Influences the Cost of Car Insurance in Elida?
On average, car insurance in Elida is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elida is 23 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elida are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Elida is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elida is $58 per month for minimum coverage and $86 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gomer: Insurance costs 1.45% less
- Scotts Crossing: Insurance costs 0.10% less
- Needmore: Insurance costs 1.35% more
- Lima: Insurance costs 7.24% more
- Kemp: Insurance costs 2.61% more
- Rushmore: Insurance costs 0.77% less
- Cairo: Insurance costs 0.77% less
- Fort Shawnee: Insurance costs 3.38% more
- Delphos: Insurance costs 1.83% more
- Rimer: Insurance costs 1.16% more
Cities with Similar Populations
- East Hampstead: Insurance costs 19.31% more
- West Carthage: Insurance costs 100.68% more
- DeBerry: Insurance costs 61.58% more
- Clinton: Insurance costs 101.25% more
- Marked Tree: Insurance costs 67.47% more
- Ossineke: Insurance costs 170.37% more
- Nicoma Park: Insurance costs 71.91% more
- Newfields: Insurance costs 14.00% more
- Mineral City: Insurance costs 5.50% more
- Millville: Insurance costs 31.56% more